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CMSPI Responds to the EU’s Consultation on PSD2

Payments experts CMSPI weigh in on the challenges of PSD2 in the EU, asking whether the goals of a safer, more competitive payments market have been realised for merchants.




The EU’s Second Payment Services Directive represented a shake-up of the European payments landscape. Its aim to create a more secure and innovative payments market aligned closely with merchants… but did its execution? Responding to the consultation on PSD2, CMSPI looks at pivotal areas – from Strong Customer Authentication, to Open Banking standards, to surcharging – that could be strengthened to the benefit of merchants and consumers alike.

CMSPI Consultation Response - PSD2 - July 2022