News & Resources

We continue our review of PSD2 in this blog with a focus some of the problems identified by the payments industry in relation to SCA compliance.

At CMSPI we use our insights to audit payments supply chains and ensure consolidation pitfalls are mitigated.

This is our second blog in a six-part series intended to provide a review of PSD2, three years on from its entry into force.

We look at the trade-off between localised and multinational acquiring, and the 5 factors any merchant should consider before making the call.

April data illustrates significant transaction failure with the estimated European failure rate on transactions at 29.7% compared to 30.3% in March.

Local card schemes, evolving customer preferences, and regulatory differences all serve to make the European payments landscape a fractured one.

In this paper, we outline how merchants can make their claims successful, substantiated, and truly maximised.

In this article we ask whether the latest project is any different, and discuss five key battlegrounds that could decide merchants’ fate if it is successful.

Our analysis of March data illustrates significant transaction failure with the estimated European failure rate on transactions at 30% compared to 31% in February 2021.