News & Resources

Here you’ll find the latest news, views, and resources from the CMSPI team.

Resources
27.07.2021
Insights Magazine from CMSPI - July 2021 Edition Available Now

Our latest edition of Insights Magazine includes analysis of the challenges the payments industry and retailers alike face.

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Resources
18.08.2021
Strong Customer Authentication (SCA) – Impact Assessment – July 2021

Our analysis of July data yields an estimated European failure rate on transactions of 24% compared to 25% in June 2021.

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Blogs
10.08.2021
Breaking News: Sainsbury's Settle with Mastercard in Battle Over Historical Interchange Fees

Sainsbury's settle with Mastercard in battle over historical interchange fees

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Blogs
04.08.2021
PSD2: The European Payments Revolution? Part 4b: Open Banking Adoption

This blog post, our sixth post in our PSD2 series, continues our discussion of Open Banking with a focus on analysing adoption by consumers and merchants.

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APAC
03.08.2021
The RBA’s Review of Payments Regulation: 5 Considerations for Australian Merchants

We bring the focus back to individual merchants, and outline the 5 top considerations for retailers looking to make the most of each change.

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APAC
02.08.2021
The Good, the Bad, and the Ugly: Buy Now, Pay Later (Insights Magazine, July 2021)

Often considered an alternative to traditional credit, BNPL seems attractive on the surface, but adopting BNPL requires investigation on a case-by-case basis.

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Blogs
02.08.2021
Despite Regulation, Global Card Fees Continue to Grow and Threaten Merchants (Insights Magazine, July 2021)

CMSPI analysis suggests that overall fee changes scheduled for 2021 and 2022 could generate over $1.1bn in additional annual costs for U.S. merchants.

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Blogs
22.07.2021
PSD2: The European Payments Revolution? Part 4a: Introduction To Open Banking

This blog post, our sixth post as part of the PSD2 series, continues our review of PSD2 with a discussion of Open Banking.

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Resources
22.07.2021
Strong Customer Authentication (SCA) – Impact Assessment – June 2021

June data illustrates significant transaction failure with the estimated European failure rate on transactions at 25% compared to 26% in May 2021.

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APAC
20.07.2021
CMSPI Consultation Response - Reserve Bank of Australia: Review of Retail Payments

In May 2021, the Reserve Bank of Australia published a consultation paper on its Review of Retail Payments Regulation.

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Blogs
07.07.2021
PSD2: The European Payments Revolution? Part 3: Surcharging

This blog post, our fifth in a six-part series, continues our review of PSD2 with a focus on the surcharging ban.

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Resources
24.06.2021
Strong Customer Authentication – Impact Assessment: May 2021

Our analysis of May data illustrates significant transaction failure with the estimated European failure rate on transactions at 26% compared to 30% in April 2021.

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