White Paper: Scheme Fees, The True Cost To The Industry

03rd May 2018
Brendan Doyle
Brendan Doyle
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Visa’s recent announcement that its European scheme fees will increase as of April 2018 is the latest in a series of significant fee increases imposed on merchants. The schemes are signaling that further increases are on the horizon, and we feel it is important that the merchant community registers its concerns about this immediately.

We have produced this white paper detailing our findings, along with our proposed solution to support our ongoing campaign to drive down excessive card fees in Europe. We understand there are a broad range of complex issues that the European Commission must consider as part of the IFR review, and this white paper is an in-depth look at just one of those issues – scheme fees – and why they are such a crucial aspect of the review.

Contents include:

  • A brief history – what are scheme fees?
  • How did we get here and why do scheme fees continue to rise?
  • What does the future hold?
  • What are the possible solutions?

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