Card Services

CMSPI will holistically review your card arrangements, making sure
each element of your supply chain is working for your unique business requirements.

Obtaining full visibility of your card arrangements is a complex and time-consuming task for any merchant. With so many facets to consider – card acquiring relationships, scheme fees, acceptance rates, PSP and fraud management to name just a few – it’s difficult for merchants to know where to spend internal resources.

Optimising interchange fees (while important) is often the primary focus of card payment professionals, leaving many other important aspects neglected. CMSPI will holistically review your card arrangements, making sure each element of your supply chain is working for your unique business requirements. Our analysts confidentially benchmark each component against our extensive client base, which gives you peace of mind your arrangements are optimised.

Areas of Our Card Services

Card Acquiring

Acquirers can generate profit margins in excess of 40%, so it's important to understand the underlying costs and profit your processor is generating from your account.

Interchange Optimisation

Interchange is often the most significant cost of card acceptance for merchants so even minor changes can have a significant benefit to your overall costs.

PSP/Gateway Solution

Payment gateways are not a one-size-fits-all solution, and who you work with has significant implications on areas various areas of your business.

Terminal provision

Numerous decisions need to be made when managing your terminal hardware estate including: standalone vs integrated solutions, purchase vs rental, and contract lengths.

Alternative Payments

It's important to regularly conduct a thorough cost-benefit analysis on your alternative payment methods to account for new players entering the market.

Fraud Screening

High fraud levels can be damaging. Our team will work with you to develop the optimal strategy for your business and ensure you are using fraud screening solutions intelligently.

Your analysis and reports enabled us to identify areas of hidden costs and benefit, which allowed each of our stakeholders to fully understand the areas of concern to them so we could make informed and unified decisions.

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