Mastercard recently announced that the interchange fees paid by European merchants selling to UK cardholders online will increase more than fivefold from October 2021.

As the costs and the complexity of scheme fees continue to spiral, the need for independent, data-driven analysis increases.

Merchants operating in Germany must seek to identify efficiencies in order to mitigate the impacts of rising scheme fee costs.

In this article, we explore how holdbacks, SCA and rising scheme fees have been disproportionately damaging for travel and hospitality.

In our ongoing series, A Picture of Payments, we highlight industry trends and topics that are affecting the merchant community.

We investigate the upcoming Interchange Fee Regulation review, scheme fee increases, and how the hospitality industry has been among the hardest hit.

We highlight issues with the IFR, what lessons can be learned from other jurisdictions, and actions merchants should be taking.

Just one month before the number of transactions requiring 3D-Secure is expected to triple, Visa has introduced a new fixed fee for this authentication method.

A Brexit reclassification of card scheme regions has important implications for potential cost increases for merchants.