The digital and subscription space is exploding, and as enterprises scale and transform, so do the complexity and stakes of their payments decisions.

In a brutal Card‑Not‑Present arena, leading digital merchants must deliver a seamless experience while wrestling with rising card costs, fast‑shifting PINless routing rules, elevated fraud, and volatile approval rates—all while choosing the right payment methods for demanding customers.

That’s where our Payments Intelligence Engine, powered by our Dynamic Data Fabric of trillions of transaction data points, comes in. Our specialists use this unmatched intelligence to design world‑class strategies that lift approvals, cut fraud, refine payment mix and routing, reduce costs, and keep your best customers coming back.

Client Stories

CMSPI Improves Retry Approval Rate by 10pts, Saving Subscription Merchant $500k annually.

Retry strategy optimization delivers immediate efficiency improvement

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CMSPI Improves Transaction Success For Global Retailer and Delivers Savings

CMSPI leveraged its unparalleled expertise and insights to improve transaction success by over 10% while saving $1.5M annually.

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CMSPI Authorization Rate Optimization Accelerates Revenue for $8b Global Technology Provider

Leveraging our Dynamic Data Fabric and proprietary BIN Tables, CMSPI experts were able to deliver revenue gains through authorization rate optimization.

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CMSPI Drives Checkout Page Optimization For Global eCommerce Retailer

Our experts provided guidance to implement new payment methods and maximize the return across the checkout page.

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Digital and Recurring Merchant Achieves Big Payments Cost Savings With CMSPI

After the successful completion of an audit and RFP, our experts are now focused on highlighting opportunities to drive incremental revenue growth.

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Digital & Subscription Business Maximizes CNP Payments Performance with CMSPI

The merchant continues to work with us to monitor its performance and highlight new areas of opportunities to keep them ahead of the curve.

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Delivering Savings for a Multinational Digital Merchant

The partnership with our specialists has helped the company get ahead of the curve and stay ahead of the curve.

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Our industry specialists

CJ Brown

Director, Ecommerce & Digital Solutions

Atlanta, GA

CJ works with CMSPI strategic clients on optimizing their digital acceptance environment.

Mike Caris

VP, Revenue

Manchester, UK

Mike provides CMSPI’s CEO with the additional bandwidth required to keep abreast of business activity.

Latest Insights & Events

Blog April 2026

OPINION: The Real Threat of Agentic Commerce (And How Merchants Can Keep Control)

Agentic commerce is coming, and who owns your customer data has yet to be decided. Merchants should be aware of the silent threats of agentic commerce and how best to respond.

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Blog October 2022

Card Not Present Routing: The $3 Billion Opportunity for Merchants

The Federal Reserve’s most recent announcement amends Regulation II to specify that debit routing applies to Card Not Present transactions. But the benefits from this aren’t guaranteed. In this article, we’ll explore the impact expanded CNP routing can have for your business – and explain how merchants can avoid missing out on the estimated $3 billion in total benefits that full PINless enablement could bring.

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Events April 2026

[April Townhall] What You Need to Know: Upcoming Fee & Rule Changes 

The payments landscape is shifting fast this April, and merchants are caught in the crosswinds. Between multiple fee changes coming this month and updates to the MDL 1720 settlement April 20, the stakes have never been higher.

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Speak to one of our advisors today.