Insights

Australia Payment Cost Trends

Shifting payments mix, rising ecommerce spending, and fee increases are shaping the Australian payments market. While regulation has introduced new competition for merchants, fees continue to rise. For example, CMSPI estimates that just three recent fee increases alone are estimated to cost Australian retailers over $40 million annually.

The Path of Online Payments – Demystifying Transaction Costs

In this infographic, we take a whistle-stop tour of nearly 20 decision points that can determine a transaction’s fate online.

Changes to Pay at the Pump: Why UK Petrol Merchants’ Card Fees Are Spiking

Many UK petrol merchants are seeing their payments costs spike – find out why with CMSPI's infographic.

The $3 Billion PINless Routing Opportunity Explained

The Federal Reserve Clarification has created a flurry of activity in the payments industry - and certainly a lot of confusion around the 57-page document. CMSPI has analyzed the document to understand what it means for merchants and what the data says today.

Survey Results: What Leading Retailers Say Are Their Major Payments Challenges

CMSPI recently asked merchants how their payments arrangements are performing, and which obstacles are in their way. Between today’s economic climate, rising card fees, and looming threats to transaction success, merchants are balancing more than ever to stay afloat.

The Truth Behind Girocard Fees: Why Are German Merchants Paying Different Rates?

CMSPI reveals the truth behind why German merchants are paying different Girocard interbank fees to their competitors.

What is Least Cost Routing? A CMSPI Insights Infographic

Estimated to save Australian retailers $800 million annually, Least Cost Routing (LCR) aims to provide merchants more cost-effective routing options and promote competition between card schemes.

A Broken Payments Market: Why the Shift to Online is Costing Merchants Billions

One of the key trends to emerge as a result of the COVID-19 pandemic is the movement in spend away from in-store, towards online.