RESOURCES

Our insights team produce industry leading research, data analysis,
and strategies that help positively shape the payments industry.
Explore blogs, thought-leadership content , infographics,
and videos on best practices, trends, challenges,
and the future of payments.

Type
Region
Tag
Industry
Service
Presence
Filter

Blog

November 15th 2021

Achieving True Least Cost Routing in Australia

In October 2021, the Reserve Bank of Australia announced the biggest shake-up to Australian payments in years. One area its Conclusions Paper identified was the provision of Least Cost Routing and ensuring merchants can secure its benefits. But what is LCR, and how can merchants take advantage of the new rules?

Read more

News

November 2nd 2021

CMSPI Hires Payments Industry Leader as Head of Strategic Partnerships

Atlanta, GA - November 2, 2021 - CMSPI, the global leader in retail payments advisory announced Liz Garner, former Principal for Strategic Payment Acceptance Initiatives at Amazon, has joined as Head of Strategic Partnerships.

Read more

News

October 13th 2021

Former CEO of Deloitte Consulting Joins CMSPI as Chairman of the Board

ATLANTA, GA – October 13, 2021 – CMSPI, the leading global payments advisory, today announced the appointment of industry leader John Kerr as chairman of its board of directors.

Read more

Blog

September 17th 2021

Think Global, Act Local? The Challenges of International Payments for U.S. Merchants

Some of payments' seemingly perennial truths apply across the globe. For instance, U.S.-based merchants will likely observe rising fees, increasingly complex reconciliation, and growth in alternative payment methods throughout their international estate.

Read more

Blog

August 10th 2021

Breaking News: Sainsbury’s Settle with Mastercard in Battle Over Historical Interchange Fees

Sainsbury’s has reached a settlement with Mastercard over the payment of its historic interchange fees. This settlement follows a Supreme Court decision issued in June 2020 which found that the interchange fees charged by Visa and Mastercard were anti-competitive.

Read more

Blog

June 25th 2021

EMV Liability Shift: What are the Chargeback Trends?

After multiple delays, the EMV liability shift finally came and went in April of 2021. With this shift, petroleum merchants are now liable for all fraud that occurs when transactions are not processed using EMV chip technology at the point of sale.

Read more

Blog

June 24th 2021

CMSPI’s Quick & Easy Guide to Tokenization

For merchants, tokenization is the key to improved customer experience, data protection, online transaction security, compliance, and overall business growth.

Read more

Blog

June 15th 2021

U.S. Payments Acceptance Costs Set to Double by 2025

CMSPI analysis suggests that the average cost of payments for U.S. retailers will have doubled between 2009 and 2025 (Figure 1). In this article, we discuss how fee increases, a shifting payments mix, and a pandemic have combined to create the perfect storm - and what merchants can do about it.

Read more

Blog

June 3rd 2021

Single Acquiring vs. Multi-Acquiring: 5 Key Considerations

For merchants with a presence in multiple markets, the decision to consolidate their payments supply chain can be an intuitive one.

Read more

Blog

May 27th 2021

What Does Online Debit Routing Look Like?

As a result of the Durbin amendment's "no-network exclusivity" clause, merchants can route PIN debit transactions to the least cost network. In the online market, PINless technologies allow for merchants accepting online transactions to route to the least cost network, resulting in lower costs and increased competition between card networks in the online environment.

Read more

Blog

May 7th 2021

Breaking News: Fed Says Routing Provisions Apply to Card Not Present

Today, the Federal Reserve (The Fed) has made an announcement in regards to "Regulation II" - which enforces the Durbin Amendment - and states that; "debit card issuers should enable, and allow merchants to choose from, at least two unaffiliated networks for card-not-present debit card transactions, such as online purchases."

Read more

Publications

May 6th 2021

Card Acceptance Fees: How Are They Changing for German Retailers?

Local card schemes, evolving customer preferences, and regulatory differences all serve to make the European payments landscape a fractured one.

Read more