Could Eftpos Bring Competition To Online Routing In Australia?

Amidst soaring inflation and record levels of digital commerce , news of the local debit scheme’s foray into the online environment could signal a much-needed competitive boost for Australian merchants. But will eftpos offer the antidote to inflation-fueled interchange fees? And are the country’s merchants ready to take advantage of it?

Fee Changes, Inflation, and Ecommerce: How Can Grocers Fight Increasing Costs?

The recent Senate Judiciary Hearing on card fees and competition shined a light on the challenges grocers face with their costs.

Inflated Costs & Losing Customers: Merchants Are Paying Millions for Complexity

For many businesses reviewing complex payments invoices, the same question comes to mind: “What is this actually telling me?”

The Top Five Tips on Payments Optimization

From the largest retailers in the U.S. to nascent upstarts, all merchants are suffering from high costs and lost customers due to inefficiencies in the payments supply chain. In this blog, CMSPI’s experts weigh-in on the biggest challenges facing all merchants and address the ways businesses can take back control of their costs, approval rates, and chargebacks.

How Do U.S. Card Fees Compare Internationally?

U.S. credit card interchange fees – which average 1.80% based on CMSPI estimates - are some of the highest in the world.¹

What is Least Cost Routing? A CMSPI Insights Infographic

Estimated to save Australian retailers $800 million annually, Least Cost Routing (LCR) aims to provide merchants more cost-effective routing options and promote competition between card schemes.

Debit Optimization: Three Things You Might be Missing in your Strategy Today

While the merchant community might be breathing a sigh of relief having navigated the last two years of immense change, 2022 presents new challenges and opportunities in a familiar space: debit routing optimization.

Capture More Transactions and Boost Your Ecommerce Sales

Your providers may tell you that your ecommerce payments arrangements are performing well and there isn’t much you can do to capture these type of declines – if anything it’s your fault.

Consolidation – Get the Benefits, Not the Pitfalls

At CMSPI we use our insights to audit payments supply chains and ensure consolidation pitfalls are mitigated.

The New Ecommerce Fees: Why European Merchants Need to Act

On 1st March 2022, many of Europe’s online retailers saw something new in their invoices.

Australian Interchange Changes 2022: A Win or a Loss for Australian Merchants?

In 2022, Australian retail card fees are changing again in compliance with the RBA’s new interchange regulation.

The Reserve Bank of India: A Focus on Fintech and Payments

The announcement of a new department comes soon after a string of impactful regulatory announcements by the RBI on the Indian payments market.