CMSPI Global Interchange Report – Available Now

Interchange fees are a significant burden for merchants and consumers. As a result, global authorities have adopted regulation aimed at reducing the cost of interchange.

UK and EEA Merchants Brace Themselves for a Potential Five-fold Increase in Card Fees

Merchants in the European Economic Area (EEA) and the United Kingdom (UK) are bracing themselves for a sharp increase in the cost of accepting cross-border transactions

Retailers to Miss Out on $700m in Holiday Sales Due to Digital Payment Channels Inefficiencies

Despite economic recovery in the retail sector in 2021, with the National Retail Federation (NRF) forecasting sales up between 10.5% and 13.5% over 2020, merchants are estimated to miss out in almost $700 million in rejected sales on Black Friday and Cyber Monday, reports CMSPI, the global leader in retail payments advisory.

Tackling Card Costs in Australia: A Guide to Merchant Fees

Between newly announced regulation, ever-changing scheme fees, and an intricate system of strategic rates, card payments are a maze for Australian merchants today.

CMSPI Hires Payments Industry Leader as Head of Strategic Partnerships

Atlanta, GA - November 2, 2021 - CMSPI, the global leader in retail payments advisory announced Liz Garner, former Principal for Strategic Payment Acceptance Initiatives at Amazon, has joined as Head of Strategic Partnerships.

Former CEO of Deloitte Consulting Joins CMSPI as Chairman of the Board

ATLANTA, GA – October 13, 2021 – CMSPI, the leading global payments advisory, today announced the appointment of industry leader John Kerr as chairman of its board of directors.

Single Acquiring vs. Multi-Acquiring: 5 Key Considerations

For merchants with a presence in multiple markets, the decision to consolidate their payments supply chain can be an intuitive one.

What Does Online Debit Routing Look Like?

As a result of the Durbin amendment's "no-network exclusivity" clause, merchants can route PIN debit transactions to the least cost network. In the online market, PINless technologies allow for merchants accepting online transactions to route to the least cost network, resulting in lower costs and increased competition between card networks in the online environment.

Breaking News: Fed Says Routing Provisions Apply to Card Not Present

Today, the Federal Reserve (The Fed) has made an announcement in regards to "Regulation II" - which enforces the Durbin Amendment - and states that; "debit card issuers should enable, and allow merchants to choose from, at least two unaffiliated networks for card-not-present debit card transactions, such as online purchases."

Card Acceptance Fees: How Are They Changing for German Retailers?

Local card schemes, evolving customer preferences, and regulatory differences all serve to make the European payments landscape a fractured one.

White Paper: The Merchant Battle Worth €68bn – Understanding Interchange Reclaims

Many merchants believe interchange fees are fundamentally anti-competitive, resulting in multiple legal proceedings brought against Visa and Mastercard to recoup the damages incurred. Following the Supreme Court’s decision in 2020, the opportunity to reclaim historical interchange fees could be worth millions to your business.

The RBA’s Review of Payments Regulation: 5 Considerations for Australian Merchants

The Australian payments market is one in a state of flux. In recent years, the country’s retailers have found themselves caught between complex fees, potentially game-changing mergers