2021 Card Fee Changes: Impact Assessment – CMSPI Insights

In CMSPI’s Impact Assessment Report, we analyse the latest set of changes to scheme and interchange fees for European merchants. Our findings suggest that these changes will cost European businesses over €100 million annually.

Report Says U.S. Hasn’t Kept Up on Bringing Credit and Debit Card Fees Under Control

ATLANTA, December 10, 2020 Nearly a decade after federal regulators forced U.S. banks to lower fees charged to process debit card transactions, much of the savings has been eroded and the United States has not kept up with other countries' work to bring rising debit and credit card fees under control, according to a report released today by global payments consulting firm CMSPI.

CMSPI Launches The Global Interchange Report

Interchange fees are a significant burden for merchants and consumers. As a result, global authorities have adopted regulation aimed at reducing the cost of interchange.

Seven Reasons an Invoice Audit Could Save You Millions

As the global payments landscape continues to change, the fees that merchants pay to processors, networks and banks become ever-more perplexing. So, how can merchants ensure that they get the best service rates and protect themselves from significant card processing fees? Invoice audits are an option but… are they worth it?

Contactless Payments: Friend or Foe for Merchants?

Throughout the pandemic, contactless transactions have soared – somewhat inevitably – as people across the globe seek to physical minimise contact.

A Broken Payments Market: Why the Shift to Online is Costing Merchants Billions

One of the key trends to emerge as a result of the COVID-19 pandemic is the movement in spend away from in-store, towards online.

Grocery Challenges and Pitfalls: The Importance of Keeping Your Payments Strategy Fresh

The last few months have been challenging for the grocery industry, with unexpected surges in volumes and fundamental changes to spending habits.

Australia’s Routing Opportunity Worth $500m to Merchants

Australian merchants could be missing out on over AUD500 million every year due to overpaying on card fees for contactless debit transactions, according to estimates: and this is only going to rise as the contactless limit – and consumers’ desire to pay without contact – grows.

Problems at the Pump: 5 Complexities of Debit Routing for Convenience & Fuel Retailers

Truly optimized debit routing arrangements can save merchants millions of dollars a year: however, routing is extremely intricate, with numerous pitfalls preventing merchants from minimizing costs.

The Cost of Ecommerce: How Rising Online Spend Increases Costs

Throughout the pandemic, widespread store closures have inevitably resulted in online volumes soaring for most retail industries

Subway Chooses Omnichannel Solution Following RFP led by CMSPI

Subway and its franchise owners are set to benefit from a new omnichannel partnership after finalising a Request for Proposal (RFP), managed by CMSPI’s payments experts.

5 Reasons Why Your ‘Dynamic’ Debit Routing Isn’t Optimal

So, your processor tells you that you’re getting the maximum financial benefits from debit routing. But how do you know they’re telling the truth?