Blog

Late to the Game or First to the Party? How Omnichannel Retailers Can Compete on Payments this Season

Merchants are gearing up for another strong year of e-commerce sales growth in the final shopping days of the 2023 holiday season – signaling a potential turning point for traditional brick and mortar merchants.

UK Payments Regulator Proposes Reduction in Cross-Border Card Fees

The UK Payment Systems Regulator (PSR) has proposed to reintroduce a cap on cross-border interchange fees levied on transactions between the UK and the EU, following an investigation launched in June 2022.

Making Data Deliver – A Deep Dive on BIN Data for Debit Routing Optimization

BIN-level analysis is one of the keys to developing actionable data-driven insights that can be used to reduce costs, drive competition, and optimize routing strategy. Read here how CMSPI approaches some of its optimization strategies with BIN-level analysis across a variety of use cases.

CMSPI Launches Insights Advisory Council with Merchant Payments Leaders

The Insights Advisory Council will provide direction to the CMSPI team on strategic industry reports, research prioritization, and prospective partner content.

Managing Payments in 2023: Three of the Biggest Trends Affecting Grocery Merchants

With recent network fee increases and volume growth in costlier payment channels, it is more important than ever for grocers to find ways to optimize their costs of payments acceptance. Here, we review which three payments trends are impacting cost performance at America’s grocers most – and how they can adapt.

Five Takeaways from the Fed’s Latest Announcement on Regulation II

On Wednesday October 25th, the Federal Reserve Board of Governors affirmatively voted to release a proposal that would adjust all three portions of the debit card interchange cap.

The Complexity of Payments in Asia-Pacific: A Five-Step Guide for Payments Managers

We delve into the complexities of optimizing payments regionally, including the implementation of least cost routing strategies and navigating local regulation.

Damage to Durbin Amendment Reaches Tipping Point

New charges now mean more than half of regulation benefits have been eroded.

Merchant Payment Fraud Solutions Leader Justin Staskiewicz Joins CMSPI

CMSPI is pleased to announce Justin Staskiewicz as the new Head of Fraud Solutions.

What the Discover Misclassification Issue Tells Us About Merchant Payments Costs

On July 19, Discover announced that it had been incorrectly classifying certain credit card accounts for years, leading to higher costs for some merchants and acquirers.¹ The news saw Discover’s stock fall by 16%² and its CEO subsequently resign.

Understanding the Recent Changes to Merchant Fees in Australia

In this blog, we delve into the details of these changes, asking how merchants could be affected and what they need to do next.

Debit Is More Important Than Ever: Evidence from the Federal Reserve Payments Study

With more U.S. debit volume becoming routable on July 1, 2023 - when the Federal Reserve’s clarification on the applicability of debit routing rights comes into effect – and the launch of FedNow in July, now is a critical time for merchants to reassess their payment acceptance strategies.