Card Services

CMSPI will holistically review your card arrangements, making sure each element of your supply chain is working for your unique business requirements.

Having full visibility of your card arrangements is a complex and time-consuming task for any merchant. With so many facets to consider – merchant acquiring relationships, scheme fees, PSP and fraud management to name just a few – it’s easy for merchants to become overwhelmed and struggle to know where to spend internal resources.

Optimising interchange arrangements (while important) is often the primary focus of card payment professionals, leaving many other important aspects neglected. CMSPI will holistically review your card arrangements, making sure each element of your supply chain is working for your unique business requirements.

Our  analysts confidentially benchmark each component against our extensive client base, requiring no internal time or resource and giving you peace of mind your arrangements are optimised.

Benefits of working with CMSPI

Transparency

Transparency of underlying costs and supplier margins, as well as accurate benchmarking.

Minimal resource

You keep all executive control but we require minimal resource from you.

Bespoke solutions

We deliver future-proofed, client-focused solutions.

Experience

Experienced in negotiating marketing-leading arrangements for merchants.

Areas of our card services include:

Merchant acquiring

Many acquirers generate profits margins in excess of 40%. Do you understand the underlying costs and profit margins your processor is generating from your account?

Interchange optimisation

Interchange is often the most significant cost of card acceptance for merchants so even minor improvements can have a significant benefit to your overall costs.

PSP/Gateway

Payment gateways are not a one-size-fits-all and who you work with has significant implications on areas various areas of your business.

Terminal provision

A number of decisions need to be made when managing your terminal hardware estate – standalone, integrated or semi-integrated solutions? Purchase or rent? 3 year or 5 year deal?

Alternative Payments

Have you conducted a thorough cost-benefit analysis on your alternative payment methods?

Fraud Screening

High fraud levels can be crippling but we will work with you to develop the optimal strategy for your business.

Your understanding of each country's payment landscape and the in-depth analysis you and your team carried out on our current processes and costs, future strategies and the suitable suppliers within each country, enabled us to breakdown and compare multiple supplier bids, multiple payment types, across multiple continents in a logical and methodical manner. Your analysis and reports enabled us to identify areas of hidden costs and benefit, which allowed each of our stakeholders to fully understand the areas of concern to them so we could make informed and unified decisions.

Tom Wills | ASOS
Discover more about the services we offer