A trusted, independent
payments consultancy

CMSPI is a professional team of consultants and analysts
that advise merchants on how to optimise and reduce their
payment costs.

Read about what we do

Explore, Discover & Learn

Our News & Resources section is packed full of white papers, blogs, news and infographics dedicated to payments in the US and around the globe.

Find out more here

CMSPI is an independent payments consultancy that has worked with hundreds of leading, multinational merchants to optimize and reduce their payments costs.

Card Services

CMSPI will make sure each element of your supply chain is working for you.

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Cash Services

CMSPI will breakdown your current costs and benchmark each component.

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FX Services

Future-proof arrangements that keep you at the forefront of the payments industry.

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Special Projects

CMSPI takes pride in approaching each project in a way tailored to your needs.

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Events
13.09.2017
Webinar: Is cash office technology right for your business?

In this free downloadable webinar, CMSPI President, Elley Frost, examines the two biggest trends in the cash industry – outsourcing and technology.

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Blogs
12.09.2017
Merchants set to suffer as Visa announces increases to European scheme fees

CMSPI is now able to provide greater insight into the significant impact merchants are likely to encounter in the coming year.

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White papers
06.09.2017
White paper: Multinational payments – the pursuit of perfection

In our latest white paper, CMSPI experts provide solutions for merchants looking to optimize multinational payments.

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Blogs
30.08.2017
Mergers and acquisitions: the good, the bad and the ugly

M&A activitiy can often mean uncertainty for all players in the supply chain, but what do these activities mean for merchants specifically?

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Resources
24.07.2017
White paper – PIN debit routing: a multi-million-dollar opportunity

We take a look at the history of PIN debit, the current situation many merchants find themselves in, and steps you can take to optimize your arrangements.

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Blogs
20.07.2017
CMSPI saves MAG members $36 million in payments costs

Over the last 24 months’, CMSPI has engaged with several MAG members and is on course to save them a combined $36,000,000.

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Infographics
12.07.2017
Infographic – This Quarter at a Glance (Q2 2017)

What’s happening in payments in Q2 of 2017?

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News
05.07.2017
Finextra News: Worldpay and Vantiv agree £9.1 billion merger

Worldpay is spurning overtures from JP Morgan to carve out a £9.1 billion deal with US card technology group Vantiv.

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Blogs
07.06.2017
Cash in the USA – what’s next?

There is no excerpt for this post.

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Magazines
06.06.2017
Payments Intelligence Magazine – Summer Edition (2017)

Our latest Payments Intelligence magazine, bringing you opinions and insights from across North America.

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Infographics
31.05.2017
Infographic – Cash Management: Key Considerations for Restaurants & QSR’s

Managing QSR and restaurant cash arrangements is a difficult task. There are many complex industry-specific challenges that must be considered.

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Resources
31.05.2017
Cash management: key considerations for restaurants and QSR’s

Managing QSR and restaurant cash arrangements is a difficult task. There are many complex industry-specific challenges that must be considered.

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Blogs
08.05.2017
How do interest rates affect cash management?

There is no excerpt for this post.

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Blogs
04.05.2017
After Financial Committee hearing, fate of Durbin amendment remains unclear

Although recent reports suggest a total repeal is unlikely, it is imperative that merchants act now to ensure Durbin is strengthened.

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Blogs
25.04.2017
CMSPI joins forces with the MAG to tackle PIN debit routing

The webinar will expose why many US merchants are unwittingly missing out on substantial six – seven figure cost savings.

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Infographics
12.04.2017
Infographic – The Card Processing Fees You Need to Pay Attention To

CMSPI provides transparency to the complexities associated with processing payments.

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Infographics
11.04.2017
Infographic – Debit Routing Engine; Are Your Transactions Really Being Routed Optimally?

Understanding the debit routing engine; are your transactions really being routed optimally?

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Infographics
10.04.2017
Infographic – Watch List: US Card Processing and Card Networks Analysis

Summary of US card processing and card network activities for March 2017.

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News
04.04.2017
Finextra News: In wake of EMV switch, US eCommerce fraud soars

As the US finally made the switch to EMV chip cards, last year saw e-commerce fraud rates jump by 33%, according to data from Experian.

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News
28.03.2017
Finextra News: US Supreme Court rejects effort to revise $5.7bn interchange settlement

The US Supreme Court has refused to revive a $5.7 billion class action settlement between millions of retailers and Visa and Mastercard over interchange fees.

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Magazines
07.03.2017
Payments Intelligence Magazine – Spring Edition (2017)

In this edition we take a look at the Durbin Amendment and argue that despite its failure to protect merchants, the regulation should be retained and strengthened – not repealed.

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Infographics
02.03.2017
Infographic – CMSPI’s Essential Card Processing Optimization Checklist

Key considerations to make when exploring improvements to your card processing arrangements.

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Resources
02.02.2017
The Card Payments Supply Chain

The card payments supply chain is complex, here’s a summary of how it works.

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News
27.01.2017
Finextra News: Fed publishes faster payments report

The Federal Reserve says it is on track to hit “significant milestones” this year in its long journey towards finally bringing faster payments to America.

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News
06.01.2017
Finextra News: Walmart Canada ends ban on Visa credit cards

Walmart Canada and Visa have ended their interchange fee standoff, striking a deal that will see the retail giant’s customers able to resume using Visa credit cards.

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News
16.12.2016
Finextra News: Visa and Mastercard strike wallet tokenization deal

Bitter rivals Visa and Mastercard have struck a deal that lets each firm’s digital wallet service request the other’s tokenized payment credentials.

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News
15.12.2016
Finextra News: Cash to account for less than a quarter of US transactions by 2026

The rise of mobile and contactless payments means that by 2026 cash will account for less than a quarter of all transactions in the US.

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News
08.12.2016
Finextra News: Canada publishes multi-year roadmap for payments overhaul

Payments Canada has gone into public consultation on far-reaching plans for a throughgoing overhaul of the nation’s payments architecture and legal underpinnings.

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News
01.12.2016
Finextra News: Amex brings NFC mobile payments to Canada

American Express is bringing contactless mobile payments to Canadian cardholders with Android devices.

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News
23.11.2016
Finextra News: Visa tweaks debit routing policies

Visa (NYSE:V) today modified and clarified existing debit network routing rules to help merchants and acquirers better understand implementation options.

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Magazines
13.08.2016
Payments Intelligence Summer Edition (2016)

In this issue, we look at card schemes and the fees they charge to merchants.

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Our recent achievements

We've saved our clients millions. How much could we save you?

$ 300 bn

Annual volume of cash and card
revenue we negotiated last year.

$ 52 m

Savings achieved for our
clients in the last 12 months.

30

We completed projects spanning
30 countries across the globe.

We work with some of the biggest brands in the world

LBrands
Red Lobster Restaurants
Abercrombie & Fitch
Bloomin' Brands
Tractor Supply Company
McDonald's Restaurants
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