Turning the Tide:
Making Payments Work for Merchants
02.10.2020

Join us at the world's largest aquarium where we’ll present new
intelligence on how significant industry changes are really impacting
merchants, and what you can do about it.

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Payments Intelligence Magazine
August 2019 Edition

We take a close look at consolidation in the payments market
- including recent deals by FIS, Fiserv and Global Payments.

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The Trusted, Independent
Payments Consultancy

CMSPI is an independent, global payments consultancy that advises merchants on how to improve their payments arrangements, reduce costs, and implement innovative solutions.

Read about what we do

CMSPI is an independent, global payments consultancy that advises merchants on how to improve their payments arrangements, reduce costs, and implement innovative solutions. We are proud to be merchant champions and have been campaigning for positive change for merchants within the payments industry for many years.

Card Services

Our experts ensure each element of your supply chain is optimized, market-leading and future-proofed.

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Cash Services

From transport, to banking, to technology - we breakdown and analyze your current costs and accurately benchmark each component.

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FX Services

Enjoy innovation arrangements that keep you at the forefront of an ever-evolving payments industry.

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Special Projects

Your business is unique, and our team takes pride in approaching each project in a way tailored to your needs.

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Vizion Dashboard

Get the most out of your data. A unique payments analytics tool: empowering merchants with independent insights.

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Research and Advocacy

Using data, analytics, and independent insights to provide clarity in an opaque payments industry.

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Blogs
12.10.2019
Black Friday & Cyber Monday: The True Cost Of False Declines This Thanksgiving

For every $100m of online spend during the Black Friday and Cyber Monday period, online merchants lost an average of $2m in revenue to false declines.

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Blogs
10.17.2019
5 Reasons Why Your ‘Dynamic’ PIN Debit Routing Isn’t Optimal

It’s time to independently audit your processor’s PIN debit routing solution: here are the top five reasons why.

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Blogs
10.03.2019
Highlights from the Merchant Cash Management Forum 2019

Pictures from our latest event, The Merchant Cash Management Forum 2019.

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Resources
08.21.2019
Payments Intelligence Magazine – August 2019

In this latest edition of Payments Intelligence, we discuss consolidation and some of the biggest deals in payments industry history.

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Blogs
08.21.2019
The BAMS Split – The Questions That Merchants Need Answering

In our upcoming webinar, we explore five key questions that need to be answered before BAMS’s merchant clients can develop a long-term strategy.

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Resources
08.12.2019
Picture of Payments – August 2019

CMSPI’s Picture of Payments cartoon series – are you considering both sides of consolidation?

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News
07.31.2019
FIS Completes Worldpay Acquisition in the Latest Wave of Consolidation

FIS acquires Worldpay – the combined entity sees a union between two leading payments industry players,

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News
07.29.2019
Fiserv, First Data and BAMS – Consolidation and Break-Ups Rock the U.S. Payments Industry

Fiserv becomes a payments industry behemoth as it acquiress First Data and announces BAM break-up.

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Blogs
07.19.2019
Between a Rock and a Hard Place: Merchants and the Upcoming EMV Liability Decision

As petro & convenience merchants prepare for the 2020 liability shift, one truth is clear: regardless of whether or not you choose to comply, extra costs are inevitable.

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Blogs
06.19.2019
U.S. Merchant Card Fees Reach All-Time High

Recent reports have stated that the total cost of accepting cards in the U.S. has now exceeded $100 billion a year for the first time.

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Blogs
06.06.2019
Contactless and SRC: Will Debit Routing Become Lost in a World of Quicker Payments?

Did you know merchants could see annual costs rise by $1.3 billion if debit routing is eliminated?

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Blogs
06.06.2019
Video: Durbin Amendment Erosion and its Impact on Merchants

In this video, CMSPI’s team lends their expertise to explain how the erosion of the Durbin amendment is impacting merchants in the U.S.

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Resources
06.06.2019
Infographic – The Card Processing Fees You Need to Pay Attention To

CMSPI provides transparency to the complexities associated with processing payments.

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Blogs
06.04.2019
Card Processing – Seven Reasons an Invoice Audit Could Save You Millions

Many merchants are overpaying by substantial six and seven-figure sums every year, we detail the importance of auditing your invoices.

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News
05.29.2019
Pressure on Regulators Ramps up as Global Payments Announces Plans to Buy TSYS

Global Payments has announced its intention to acquire TSYS in a $21.5 billion all-stock deal.

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Blogs
05.28.2019
Top 5 Most Asked Questions at the MCAF 2019

Throughout our recent MCAF, we collected feedback from merchant attendees – below are the top 5 most asked questions from the day.

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Resources
05.20.2019
White Paper: Risky Business – Payments in the Airline Industry

The four key questions about holdbacks airlines need to ask now.

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Resources
05.09.2019
Payments Intelligence Magazine – May 2019

In this latest edition of Payments Intelligence, we discuss contactless, secure remote commerce, and debit routing.

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Resources
05.07.2019
Picture of Payments – Spring 2019

CMSPI’s Picture of Payments cartoon series – who really pays for innovation?

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News
03.26.2019
Tech Giant Apple Enters the Credit Card Market

Apple has announced that in Summer 2019 it will be releasing a new way for consumers to pay: the Apple Card.

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Blogs
03.21.2019
Don’t Let Them Do to You What They’ve Done to Us (Cash Back at the POS)

We take a look at the lessons European merchants can learn from the U.S. cash back experience.

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News
03.18.2019
FIS Announces a $43bn Acquisition of Card Acquiring Giant Worldpay Inc.

US issuer processor Fidelity National Information Services (FIS) has announced a $43 billion acquisition of global merchant acquiring giant Worldpay Inc.

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Resources
03.15.2019
Open Banking 101: An Introduction to the Way Payments Will Work in the Future

How much of a benefit merchants receive from open banking changes depends greatly on the actions they take now.

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Resources
03.12.2019
Picture of Payments – Winter 2018

In our picture of payments series we look at current industry trends and topics! Winter 2018 cartoon now available.

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News
02.28.2019
Damage to Durbin Amendment Reaches Tipping Point

The Durbin tipping point: new network fees could impose more than a half-billion dollars’ worth of additional charges on merchants.

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Resources
02.15.2019
Payments Intelligence Magazine – Winter Edition (2018/19)

In this latest edition of Payments Intelligence, we discuss the rapidly eroding benefits of the Durbin amendment.

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News
02.08.2019
BB&T and SunTrust Merge to Form 6th Biggest Bank in the U.S.

More mergers in the banking industry on the horizon as BB&T and SunTrust announce upcoming merger

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Blogs
02.05.2019
Risky Business: Payments in the Airline Industry

Payments in the airline industry is a risky business, and merchants need to act now to avoid hidden dangers in card processing contracts.

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Blogs
01.16.2019
Payments in 2019: Will These Changes Be Harmful or Helpful for Merchants?

New Year… new changes in the industry to keep up to date with. Which market trends and changes will hurt (or help) merchants the most in 2019?

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News
01.15.2019
New York Proposes Bill That Would Force Merchants to Accept Cash

Merchants must consider ways to mitigate against rising costs rather than limiting customer payment choice.

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Blogs
01.02.2019
Our Upcoming Events and Why We’re Excited – An Interview with Alex Ellwood

We caught up with VP of Marketing to talk about CMSPI’s upcoming events and why 2019 promises to be one of the most exciting years for CMSPI-hosted events yet.

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Blogs
01.02.2019
Payments Talk with Laura Townsend, Merchant Advisory Group

Laura Townsend from the MAG talks with CMSPI about Secure Remote Commerce and the potential affect on merchants.

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News
12.04.2018
Visa and Mastercard Voluntarily Reducing Inter-regional Interchange Fees by More Than 40% in Europe

Visa and Mastercard are close to agreeing a deal with the European Commission to lower interchange fees charged to EU merchants accepting cards from outside the EU.

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Blogs
11.28.2018
Are Payment Costs for Merchants a Never-Ending Game of Whack-A-Mole?

As one fee decreases, another pops up to take its place. We highlight common errors (or moles!) we regularly encounter during a holistic card processing review.

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Blogs
11.26.2018
Why Are Invoice Checks Important? – A Q&A with Head of Technical Consultancy, Alistair Matthewson

We caught up with our card processing and invoice audit specialist on why conducting regular invoice reviews is so important.

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Resources
11.01.2018
Global Fraud Trend Analysis and Review 2018 – Commissioned by MAG

The report, commissioned by the Merchant Advisory Group, studies global fraud trends, and aims to analyze the contributing factors behind shifting patterns in card fraud.

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News
10.24.2018
Secure Remote Commerce Specifications Have Been Released

On October 19, a draft of the technical specifications for Secure Remote Commerce (SRC) was released.

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Blogs
10.22.2018
Unravelling the Complexities of Multiple Supplier Relationships

Managing your suppliers is complex, opaque, and time consuming. We highlight five key issues for merchants to consider.

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News
10.19.2018
More Costly Network Fees Are Coming…

CMSPI estimates that network fee increases from Visa, effective in January and April 2019, are set to cost U.S. merchants $570m annually.

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Blogs
10.18.2018
CMSPI Attends Secure Cash and Transport Association in Chicago

CMSPI encourages events that facilitate discussion among all parties within the cash management industry.

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Blogs
10.17.2018
CMSPI Embark on Comprehensive Cost of Cash Study

Our expert cash team will be conducting a comprehensive study of the true cost of retail cash management in the U.S.

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News
10.17.2018
New Jersey Proposes Bill That Would Force Merchants to Accept Cash

New Jersey has proposed legislation that would require all brick-and-mortar retailers in the state to accept cash payments.

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Blogs
10.15.2018
Banking Invoice Insights 101: Untangling the Complexities

There are significant savings available for those who get their banking arrangements right, but merchants must first understand the intricacies of their invoices.

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News
10.12.2018
PayPal and Walmart Join Forces To Offer Cash In-Store

Customers visiting participating U.S. Walmart stores will soon be able to withdraw and deposit cash directly from their PayPal accounts.

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Resources
10.12.2018
Picture of Payments – Autumn 2018

In our picture of payments series we look at current industry trends and topics! Autumn 2018 cartoon now available.

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Resources
10.10.2018
White Paper – Transactional Routing – 10 Key Issues Impacting Debit Routing (IPRF)

We highlight 10 key issues impacting debit routing in the U.S. today and what merchants and regulators should do about them.

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Blogs
10.05.2018
The Rising Cost of Cash Acceptance – What Can Merchants Do?

We look at the extent to which cash has declined, how that is likely to progress in the next few years, and mitigation strategies for merchants.

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Resources
10.05.2018
NEW Fall 2018 Edition – Payments Intelligence Magazine Now Available

In this latest edition, CMSPI investigates the state of the cash industry, the rising cost of cash, and PINless debit regulation.

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News
10.02.2018
Evolution in Payments: A Paradigm Shift in Payments – A Future the Industry Should Demand for Digital

Laura Townsend, SVP, Operations, Merchant Advisory Group, discusses a paradigm shift in payments

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Blogs
09.19.2018
Visa and Mastercard (maybe) reach $6.2bn settlement over swipe fee dispute

Visa and Mastercard have settled a long-running antitrust case brought by merchants over unfair swipe fees.

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Blogs
09.01.2018
Merchant Card Bans: To What End?

To have a long-term effect on credit card interchange fees across the board, regulation – rather than a merchant-wide ban on certain card types – will be necessary.

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Blogs
08.24.2018
Seven Reasons a Card Processing Review Could Save You Millions

7 (not so magnificent) reasons your MSC invoice may contain errors…

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Blogs
08.22.2018
Payments Talks with The Fed’s Barbara Bennett: The Future of Cash Management

We conducted a short interview with Merchant Cash Management Forum keynote speaker Barbara Bennett of the Federal Reserve.

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Blogs
08.20.2018
Payments Talk with Karl Littler: A Breakdown of the Changes to Canadian Interchange Fees

We caught up with Karl Littler, VP of Public Affairs at the Retail Council of Canada, on the recent interchange fee reductions in Canada,

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Blogs
08.15.2018
Payments Talk With Walmart: Cash Management, the MCMF, and the Payments Landscape

Walmart discusses the importance of the MCMF, the current state of the cash industry, and what the future holds for merchants.

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Blogs
08.10.2018
Multiple processor relationships: are they worth it?

CMSPI highlights key issues for any merchant who is considering introducing multiple processors into their card arrangements.

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News
07.30.2018
Finextra News: Chase Pay bows to the inevitable; hops into bed with Samsung Pay

Chase is bidding to give its under-appreciated proprietary mobile payments app Chase Pay a shot in the arm by linking up with Samsung Pay.

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Blogs
06.29.2018
Visa and Mastercard settlement terms detrimental to merchants in the long-term

The WSJ reports that Visa and Mastercard are close to reaching a one-off $6.5 billion settlement with merchants.

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News
06.27.2018
After a long battle, Supreme Court rules in favor of Amex

The Supreme Court recently ruled in favor of American Express in a long-running anti-trust case.

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Blogs
06.26.2018
Rupay, Indian’s domestic card network: the new kid on the block

There is no excerpt for this post.

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Resources
06.21.2018
Infographic: Brink’s-Dunbar Acquisition, Top 5 Considerations for Merchants

Merchants should act now and review their current cash management processes to ensure their arrangements are market-leading.

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Blogs
06.15.2018
Brink’s Acquisition of Dunbar – Pros and Cons for the Merchant Community

Brink’s has announcement its intention to acquire Dunbar. Our cash specialists detail the consequences for merchants.

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Blogs
06.14.2018
Merchants, there may be an alternative cash collection option you haven’t considered…

Mail order cash services is a relatively new transport and processing option for merchants that doesn’t rely on AT providers.

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Resources
06.06.2018
Infographic: PINless Debit Transactions, Behind-the-Scenes Looks

We explore the journey of a PINless debit transaction from a merchant’s perspective in our latest infographic.

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Blogs
06.04.2018
Q&A: Card Optimization With Vizion by CMSPI

Our exclusive ‘Vizion by CMSPI’ dashboard product offers merchants complete visibility of their payments arrangements.

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News
05.31.2018
iZettle Announces Sale to PayPal at the Eleventh Hour

iZettle, the Swedish payments company founded in 2010, has sold to PayPal for $2.2bn, placing any plans to IPO on hold.

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Resources
05.31.2018
Payments Intelligence Magazine – Spring 2018 Edition

In our latest edition, we introduce the International Payments Regulation Forum and explain why global interchange regulation needs an overhaul.

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Blogs
05.30.2018
20 of the Biggest Deals in the Payments Industry in the Past 20 Years

We highlight the 20 biggest deals in the payment industry over the last 20 years, and key issues merchants need to consider.

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Blogs
05.25.2018
Cash Management Complexities: Five Key Reasons Merchants Are Struggling

We’ve highlighted the five key industry issues that make cash management for merchants time-consuming, costly and complex.

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News
05.25.2018
Finextra News: Adyen Confirms Plans For IPO

Payments processor Adyen is chasing a $9bn valuation after confirming its intent to sell 15% of its shares in an IPO.

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Blogs
05.23.2018
The Pitfalls and Payoffs of PINless Debit Acceptance

We break down three key pitfalls, and three potential payoffs, available for merchants who get PINless debit solutions right.

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News
05.18.2018
Denny’s Recommends Working With CMSPI…

We recently completed a project with large national restaurant chain Denny’s. We caught up with them to discuss how the project went…

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News
05.15.2018
Matthew Shaw Joins CMSPI Board of Directors

CMSPI is proud to announce that Matthew Shaw, SVP of Sales & Marketing, has joined the CMSPI Board of Directors.

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Blogs
05.08.2018
The Merchant Community, A Tale of Two Halves

Many merchant’s operating expense budgets have outpaced their sales growth, and merchants are struggling to keep up

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News
04.25.2018
Finextra News: Draft U.S. Faster Payments Council Governance Framework Released

A group of industry stakeholders has put together a draft governance framework for a new US Faster Payments Council (FPC).

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Blogs
04.25.2018
Network Fee Increases – What’s Happened in April?

Despite mostly affecting Europe due to Visa Inc’s purchase of Visa Europe, North American merchants should not think they’re immune from scheme fees increases and changes.

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Blogs
04.10.2018
Your Cash Management Arrangements Shouldn’t Be Swept Under the Rug, Here’s Why…

We highlight 3 considerations merchants need to review when optimizing cash management arrangements.

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Resources
04.03.2018
Infographic: Managing The Complexities of Your Cash Supply Chain

We highlight 3 key elements to consider when optimizing your cash management arrangements.

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News
03.13.2018
In a Bid To Increase Merchant Card Acceptance, Amex Cuts Fees

American Express has announced its plans to cut merchant acceptance fees by more than it has in the last 20 years.

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Resources
02.28.2018
White Paper: PINless Debit Acceptance

The $2 billion dollar question… are you prepared to take advantage of the savings available?

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Blogs
02.01.2018
The $2bn Question: Is PINless the Next Game Changer for CNP?

PINless debit routing could save U.S. merchants up to $2 billion dollars annually – are you prepared to take advantage of these savings?

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Resources
01.25.2018
White paper: How Top-Performing Merchants Are Getting Cash Management Right

In this white paper, we provide a 10-step checklist to help merchants optimize their cash management arrangements.

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Blogs
01.23.2018
Lowering Cash Management Costs – 7 Best Practices for Grocery Chains

A combination of industry wide factors mean that now more than ever merchants need to focus their attention on optimizing their cash handling costs.

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Blogs
01.15.2018
Visa Joins Other Network Giants in Changing Signature Rules

After similar announcements from Mastercard, Discover and Amex, Visa is the latest network to change its customer signature requirements.

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Resources
01.15.2018
Whitepaper: Unlocking The Potential, The Rise Of Cash Office Technology

In our latest white paper we examine the rising popularity of cash office technology and what this could mean for your business.

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Blogs
01.11.2018
Payments Talk: Steve Mott, President of BetterBuyDesign LLC

We invited Steve to give his insights on fraud in the U.S. market, barriers for merchants to overcome, and what the future holds for the industry.

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Resources
01.09.2018
Payments Intelligence Magazine – Winter Edition (2018)

In this latest edition, CMSPI experts explain how PINless debit could be a game changer for CNP transactions, saving merchants $2bn annually.

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Blogs
01.04.2018
The Most Read Articles on CMSPI’s Website in 2017

We’ve compiled the top 5 most viewed/downloaded resources from our website over the last 12 months

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Blogs
01.04.2018
The Top 10 Things to Watch Out for in Payments in 2018

We take a look at what the future holds and highlight the top ten things to watch out for in 2018.

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Blogs
01.04.2018
CMSPI Volunteers With Atlanta Children’s Shelter

CMSPI joined forces with the Atlanta Children’s Shelter to help struggling Atlanta families to enjoy the holiday season.

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Blogs
12.20.2017
Happy Holidays From CMSPI!

The CMSPI team wishes you a happy holidays season

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Resources
12.20.2017
Payments 101 – Understanding a 4-Party Transaction

In our latest educational series, Payments 101, we review the basics of the 4-party transaction model.

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Blogs
12.19.2017
Why Merchants Across the Globe Must Unite to Effect Change

The merchant community faces many challenges with regards to payments, and must work together to drive change.

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News
12.13.2017
Finextra News: 59% of Card Present Transactions Globally Use EMV Chip Technology

Latest report shows EMV technology is now used on 59% of global transactions – up from 42% last year.

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Blogs
12.13.2017
Discover and American Express Change Signature Rules

Both Discover and American Express have announced that starting in April 2018 they will no longer require a signature for card transactions.

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Blogs
12.08.2017
Why Private Equity Firms Are Turning to CMSPI to Optimize Payments Costs

Discover the benefits CMSPI can bring to private equity firms.

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Resources
12.04.2017
Webinar: PINless Debit Routing, eCommerce’s Next Game Changer?

Watch the CMSPI and PaymentsEd Forum joint webinar on PINless debit opportunities for CNP.

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Resources
11.15.2017
Infographic: The Card Processing Fees You Need To Pay Attention To

In this infographic, we’ve arranged the various elements that affect your payments budget and why it’s not all about interchange.

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News
11.12.2017
Finextra News: Amazon Cash Comes To Canada

Amazon now enables its Canadian customers to pay for their purchases by cash or card at local Post Offices.

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News
11.12.2017
Finextra News: U.S. Banks Launch Real-Time Payments System

The US has launched their first real-time payments scheme, enabling consumers and businesses to send and receive money within seconds.

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Resources
11.09.2017
Picture of Payments – The Global Payments Race

Vantiv’s impending merger with Worldpay is set to create an international payments behemoth of unprecedented size and scope.

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Resources
11.09.2017
Infographic: 8 Common COT Implementation Mistakes, And How To Avoid Them

We list eight of the most common mistakes merchants make when implementing COT and ways to mitigate them.

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Resources
11.06.2017
Payments Intelligence Magazine – Fall Edition (2017)

In our Fall 2017 Edition, CMSPI investigates the upcoming merger between Vantiv and Worldpay.

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News
11.02.2017
Finextra News: Interac Debit Comes To Samsung Pay in Canada

Canadian debit network Interac has introduced support for Samsung Pay.

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Blogs
11.02.2017
eCommerce’s Next Game Changer – PINless Debit Routing

Supply chain developments mean most merchants can now consider whether PINless debit is right for their business.

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Blogs
10.30.2017
Payments Intelligence Extract : Canada, The Interchange Fight Is On

Is this extract of our latest magazine, CMSPI experts explain why Canadian government must protect merchants from excessive fees.

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News
10.20.2017
Finextra News: PayPal Racks Up Revenues, Profits and User Numbers

PayPal, one of the most popular alternative payment solutions, continues to grow with strong third quarter results.

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Resources
10.18.2017
Infographic: This Quarter At A Glance (Q3 2017)

This quarter at a glance, a snapshot of the quarter’s biggest news (Q3 2017).

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News
10.16.2017
Finextra News: Venmo Comes To The High Street

The popular mobile payment app will soon be available in high street retail shops.

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Blogs
10.05.2017
Interchange Fees: Why Some Jurisdictions Have Regulated Successfully, But Most Haven’t

The fundamental infrastructure of the four-party card system is similar worldwide, so why isn’t interchange regulation?

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Resources
09.27.2017
Infographic: Key Factors When Considering Cash Office Technology

In this infographic we list key considerations for merchants thinking about implementing cash office technology.

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Blogs
09.12.2017
Merchants Set To Suffer As Visa Announces Increases To European Scheme Fees

CMSPI is able to provide insight into the significant impact merchants are likely to encounter in the coming year.

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Resources
09.06.2017
White paper: Multinational Payments – The Pursuit of Perfection

In our latest white paper, CMSPI experts provide solutions for merchants looking to optimize multinational payments.

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Blogs
08.30.2017
Mergers and Acquisitions: The Good, The Bad and The Ugly

M&A activitiy can often mean uncertainty for all players in the supply chain, but what do these activities mean for merchants specifically?

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Resources
07.24.2017
White paper – PIN Debit Routing: A Multi-Million-Dollar Opportunity

We take a look at the history of PIN debit, the current situation many merchants find themselves in, and steps you can take to optimize your arrangements.

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Blogs
07.20.2017
CMSPI Saves MAG Members $36 Million in Payments Costs

Over the last 24 months’, CMSPI has engaged with several MAG members and is on course to save them a combined $36,000,000.

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Resources
07.12.2017
Infographic – This Quarter at a Glance (Q2 2017)

What’s happening in payments in Q2 of 2017?

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Blogs
06.25.2017
Why Free Market Economics and Interchange Regulation Are Not Mutually Exclusive

Free market economics is often an argument used to block any regulation attempt. However, when it comes to anti-competitive practices, regulations should be encouraged.

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Blogs
06.07.2017
Cash In The USA – What’s Next?

CMSPI takes a look at the overall armored transport landscape in the USA.

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Resources
06.06.2017
Payments Intelligence Magazine – Summer Edition (2017)

Our latest Payments Intelligence magazine, bringing you opinions and insights from across North America.

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Resources
05.31.2017
Infographic – Cash Management: Key Considerations for Restaurants & QSR’s

Managing QSR and restaurant cash arrangements is a difficult task. There are many complex industry-specific challenges that must be considered.

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Blogs
05.08.2017
How Do Interest Rates Affect Cash Management?

We look and interest rates and their influence on your cash management strategy. We analyze each scenario and provide advice on what you should do.

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Blogs
05.04.2017
After Financial Committee Hearing, Fate of Durbin Amendment Remains Unclear

Although recent reports suggest a total repeal is unlikely, it is imperative that merchants act now to ensure Durbin is strengthened.

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Blogs
04.25.2017
CMSPI joins forces with the MAG to tackle PIN debit routing

The webinar will expose why many US merchants are unwittingly missing out on substantial six – seven figure cost savings.

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Resources
04.11.2017
Infographic – Debit Routing Engine; Are Your Transactions Really Being Routed Optimally?

Understanding the debit routing engine; are your transactions really being routed optimally?

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Resources
04.10.2017
Infographic – Watch List: US Card Processing and Card Networks Analysis

Summary of US card processing and card network activities for March 2017.

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News
04.04.2017
Finextra News: In wake of EMV switch, US eCommerce fraud soars

As the US finally made the switch to EMV chip cards, last year saw e-commerce fraud rates jump by 33%, according to data from Experian.

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News
03.28.2017
Finextra News: US Supreme Court rejects effort to revise $5.7bn interchange settlement

The US Supreme Court has refused to revive a $5.7 billion class action settlement between millions of retailers and Visa and Mastercard over interchange fees.

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Blogs
03.10.2017
Payments Intelligence Extract : The Durbin Amendment – it’s time for a regulatory reform

Introduced as part of the Dodd-Frank Wall Street Reform Act, the Durbin Amendment has underachieved. Should it then be repealed, or reformed?

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Resources
03.07.2017
Payments Intelligence Magazine – Spring Edition (2017)

In this edition we take a look at the Durbin Amendment and argue that despite its failure to protect merchants, the regulation should be retained and strengthened – not repealed.

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Resources
03.02.2017
Infographic – CMSPI’s Essential Card Processing Optimization Checklist

Key considerations to make when exploring improvements to your card processing arrangements.

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Resources
02.02.2017
The Card Payments Supply Chain

The card payments supply chain is complex, here’s a summary of how it works.

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News
01.27.2017
Finextra News: Fed publishes faster payments report

The Federal Reserve says it is on track to hit “significant milestones” this year in its long journey towards finally bringing faster payments to America.

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News
01.06.2017
Finextra News: Walmart Canada ends ban on Visa credit cards

Walmart Canada and Visa have ended their interchange fee standoff, striking a deal that will see the retail giant’s customers able to resume using Visa credit cards.

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News
12.16.2016
Finextra News: Visa and Mastercard strike wallet tokenization deal

Bitter rivals Visa and Mastercard have struck a deal that lets each firm’s digital wallet service request the other’s tokenized payment credentials.

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News
12.15.2016
Finextra News: Cash to account for less than a quarter of US transactions by 2026

The rise of mobile and contactless payments means that by 2026 cash will account for less than a quarter of all transactions in the US.

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News
12.08.2016
Finextra News: Canada publishes multi-year roadmap for payments overhaul

Payments Canada has gone into public consultation on far-reaching plans for a throughgoing overhaul of the nation’s payments architecture and legal underpinnings.

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News
12.01.2016
Finextra News: Amex brings NFC mobile payments to Canada

American Express is bringing contactless mobile payments to Canadian cardholders with Android devices.

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News
11.23.2016
Finextra News: Visa tweaks debit routing policies

Visa (NYSE:V) today modified and clarified existing debit network routing rules to help merchants and acquirers better understand implementation options.

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Our Recent Achievements

We regularly save our clients six and seven-figure amounts. Have you considered how much could we save you?

$ 400 bn

Annual volume of cash and card
revenue we negotiated last year.

$ 68 m

Savings achieved for our
clients in the last 12 months.

50

We work in over 50 countries
across the globe.

We Partner With Some of The World's Leading Brands

Jack in the Box, client
Red Lobster Restaurants
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Bloomin' Brands
Tractor Supply Company
Denny's
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