Despite mostly affecting Europe due to Visa Inc’s purchase of Visa Europe, North American merchants should not think they’re immune from scheme fees increases and changes.

We’ve highlighted the five key industry issues that make cash management for merchants time-consuming, costly and complex.

There is no excerpt for this post.

We break down three key pitfalls, and three potential payoffs, available for merchants who get PINless debit solutions right.

We recently completed a project with large national restaurant chain Denny’s. We caught up with them to discuss how the project went…

PayPal will acquire leading European fintech iZettle for $2.2 billion

CMSPI is proud to announce that Matthew Shaw, SVP of Sales & Marketing, has joined the CMSPI Board of Directors.

In our latest webinar, our payments consultants explain how to drastically reduce card costs without switching vendors.

Many merchant’s operating expense budgets have outpaced their sales growth, and merchants are struggling to keep up

A group of industry stakeholders has put together a draft governance framework for a new US Faster Payments Council (FPC).

We highlight 3 considerations merchants need to review when optimizing cash management arrangements.

We highlight 3 key elements to consider when optimizing your cash management arrangements.

American Express has announced its plans to cut merchant acceptance fees by more than it has in the last 20 years.

The $2 billion dollar question… are you prepared to take advantage of the savings available?

PINless debit routing could save U.S. merchants up to $2 billion dollars annually – are you prepared to take advantage of these savings?

In this white paper, we provide a 10-step checklist to help merchants optimize their cash management arrangements.

A combination of industry wide factors mean that now more than ever merchants need to focus their attention on optimizing their cash handling costs.

After similar announcements from Mastercard, Discover and Amex, Visa is the latest network to change its customer signature requirements.

In our latest white paper we examine the rising popularity of cash office technology and what this could mean for your business.

We invited Steve to give his insights on fraud in the U.S. market, barriers for merchants to overcome, and what the future holds for the industry.

In this latest edition, CMSPI experts explain how PINless debit could be a game changer for CNP transactions, saving merchants $2bn annually.

We’ve compiled the top 5 most viewed/downloaded resources from our website over the last 12 months

We take a look at what the future holds and highlight the top ten things to watch out for in 2018.

CMSPI joined forces with the Atlanta Children’s Shelter to help struggling Atlanta families to enjoy the holiday season.

The CMSPI team wishes you a happy holidays season

In our latest educational series, Payments 101, we review the basics of the 4-party transaction model.

The merchant community faces many challenges with regards to payments, and must work together to drive change.

Latest report shows EMV technology is now used on 59% of global transactions – up from 42% last year.

Both Discover and American Express have announced that starting in April 2018 they will no longer require a signature for card transactions.

Discover the benefits CMSPI can bring to private equity firms.

Watch the CMSPI and PaymentsEd Forum joint webinar on PINless debit opportunities for CNP.

In this infographic, we’ve arranged the various elements that affect your payments budget and why it’s not all about interchange.

Amazon now enables its Canadian customers to pay for their purchases by cash or card at local Post Offices.

The US has launched their first real-time payments scheme, enabling consumers and businesses to send and receive money within seconds.

Vantiv’s impending merger with Worldpay is set to create an international payments behemoth of unprecedented size and scope.

We list eight of the most common mistakes merchants make when implementing COT and ways to mitigate them.

In our Fall 2017 Edition, CMSPI investigates the upcoming merger between Vantiv and Worldpay.

Canadian debit network Interac has introduced support for Samsung Pay.

Supply chain developments mean most merchants can now consider whether PINless debit is right for their business.

Is this extract of our latest magazine, CMSPI experts explain why Canadian government must protect merchants from excessive fees.

PayPal, one of the most popular alternative payment solutions, continues to grow with strong third quarter results.

This quarter at a glance, a snapshot of the quarter’s biggest news (Q3 2017).

The popular mobile payment app will soon be available in high street retail shops.

The fundamental infrastructure of the four-party card system is similar worldwide, so why isn’t interchange regulation?

In this infographic we list key considerations for merchants thinking about implementing cash office technology.

In this free webinar, CMSPI President, Elley Frost, examines the two biggest trends in the cash industry – outsourcing and technology.

CMSPI is able to provide insight into the significant impact merchants are likely to encounter in the coming year.

In our latest white paper, CMSPI experts provide solutions for merchants looking to optimize multinational payments.

M&A activitiy can often mean uncertainty for all players in the supply chain, but what do these activities mean for merchants specifically?

We take a look at the history of PIN debit, the current situation many merchants find themselves in, and steps you can take to optimize your arrangements.

Over the last 24 months’, CMSPI has engaged with several MAG members and is on course to save them a combined $36,000,000.

What’s happening in payments in Q2 of 2017?

Free market economics is often an argument used to block any regulation attempt. However, when it comes to anti-competitive practices, regulations should be encouraged.

CMSPI takes a look at the overall armored transport landscape in the USA.

Our latest Payments Intelligence magazine, bringing you opinions and insights from across North America.

Managing QSR and restaurant cash arrangements is a difficult task. There are many complex industry-specific challenges that must be considered.

We look and interest rates and their influence on your cash management strategy. We analyze each scenario and provide advice on what you should do.

Although recent reports suggest a total repeal is unlikely, it is imperative that merchants act now to ensure Durbin is strengthened.

The webinar will expose why many US merchants are unwittingly missing out on substantial six – seven figure cost savings.

CMSPI provides transparency to the complexities associated with processing payments.

Understanding the debit routing engine; are your transactions really being routed optimally?

Summary of US card processing and card network activities for March 2017.

As the US finally made the switch to EMV chip cards, last year saw e-commerce fraud rates jump by 33%, according to data from Experian.

The US Supreme Court has refused to revive a $5.7 billion class action settlement between millions of retailers and Visa and Mastercard over interchange fees.

Introduced as part of the Dodd-Frank Wall Street Reform Act, the Durbin Amendment has underachieved. Should it then be repealed, or reformed?

In this edition we take a look at the Durbin Amendment and argue that despite its failure to protect merchants, the regulation should be retained and strengthened – not repealed.

Key considerations to make when exploring improvements to your card processing arrangements.

The card payments supply chain is complex, here’s a summary of how it works.

The Federal Reserve says it is on track to hit “significant milestones” this year in its long journey towards finally bringing faster payments to America.

Walmart Canada and Visa have ended their interchange fee standoff, striking a deal that will see the retail giant’s customers able to resume using Visa credit cards.

Bitter rivals Visa and Mastercard have struck a deal that lets each firm’s digital wallet service request the other’s tokenized payment credentials.

The rise of mobile and contactless payments means that by 2026 cash will account for less than a quarter of all transactions in the US.

Payments Canada has gone into public consultation on far-reaching plans for a throughgoing overhaul of the nation’s payments architecture and legal underpinnings.

American Express is bringing contactless mobile payments to Canadian cardholders with Android devices.

Visa (NYSE:V) today modified and clarified existing debit network routing rules to help merchants and acquirers better understand implementation options.