Video: Durbin Amendment Erosion and its Impact on Merchants

06th June 2019
Alex Ellwood
Alex Ellwood

The Durbin amendment, implemented in 2011, was estimated to deliver $9.37 billion in annual savings for merchants (based on estimated 2019 volumes). Fast-forward to 2019, and 28 new or amended merchant fees have been introduced by Visa and Mastercard – each one adding further complexity – continually wearing down the benefits of regulatory intervention. To date, more than half of regulation benefits of the Durbin amendment have now been eroded. 

In this video, CMSPI’s team lends their expertise to explain how the erosion of the Durbin amendment is impacting merchants in the U.S.

Our main goal with this study is to show that while CMSPI is able to drive savings and have a positive impact on a merchant's supply chain, we don't want to lose sight of the fact that many costs are continually increasing in other parts of a merchant's supply chain.

CJ Brown - Technical Consultant

You Might Also Be Interested In These...

Unregulated Debit: The Trend Silently Costing Merchants $1.3 Billion

We discuss the rise of unregulated debit transactions in the U.S., from cards issued by smaller banks who are exempt from the Durbin amendment.

Read More >
White Paper: The Ongoing Erosion of Durbin Amendment Savings

It’s time for the Durbin text to be reviewed in several areas – we highlight those areas and look to the future.

Read More >
5 Reasons Why Your ‘Dynamic’ Debit Routing Isn’t Optimal

It’s time to independently audit your processor’s debit routing solution: here are the top five reasons why.

Read More >
Between a Rock and a Hard Place: Merchants and the Upcoming EMV Liability Decision

As petro & convenience merchants prepare for the 2020 liability shift, one truth is clear: regardless of whether or not you choose to comply, extra costs are inevitable.

Read More >
Have questions about mitigating these changes?