Blogs
08.02.2021
Despite Regulation, Global Card Fees Continue to Grow and Threaten Merchants (Insights Magazine, July 2021)

CMSPI analysis suggests that overall fee changes scheduled for 2021 and 2022 could generate over $1.1bn in additional annual costs for U.S. merchants.

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Blogs
08.02.2021
The Good, the Bad, and the Ugly: Buy Now, Pay Later (Insights Magazine, July 2021)

Often considered an alternative to traditional credit, BNPL seems attractive on the surface, but adopting BNPL requires investigation on a case-by-case basis.

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Blogs
06.25.2021
EMV Liability Shift: What are the Chargeback Trends?

CMSPI is tracking the changes to fraud and chargebacks and the trends speak for themselves: chargebacks have tripled since January.

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Blogs
06.15.2021
U.S. Payments Acceptance Costs Set to Double by 2025

CMSPI analysis suggests that the average cost of payments for U.S. retailers will have doubled between 2009 and 2025.

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Blogs
05.27.2021
The 6 Biggest Takeaways from the Federal Reserve Regulation ii Report

The 6 biggest takeaways from the Federal Reserve Regulation ii Report - CMSPI Insights

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Blogs
05.27.2021
What Does Online Debit Routing Look Like?

In this article, we explain what PINless debit is, the current issues with PINless growth, the regulatory response, and considerations for merchants.

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Blogs
05.20.2021
What Does the Fed Report Say About Fraud?

This article will explore the differences in performance between global card networks and U.S. domestic card networks in each of these environments.

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Blogs
04.28.2021
Interchange Fee Increases Delayed

In 2021, Visa and Mastercard announced a year-long delay to their scheduled interchange revisions – a move welcomed by merchants, but relief was short-lived.

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Blogs
04.08.2021
Excessive Online Credit Card Rejections During Pandemic Mean Frustration for Consumers, Missed Sales for Retailers

While online rejections help prevent fraud, CMSPI data indicates that one out of every five is a false positive – meaning good customers are wrongly turned.

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Blogs
03.08.2021
COVID-19: The Catalyst That Put Payments at the Top of the Agenda for Merchants

The COVID-19 pandemic has proved to be a huge catalyst for change. In this article, we identify and analyse three main areas in which we’ve seen change in merchant payments.

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Blogs
02.17.2021
Where Have All the Banks Gone? Branch Closures in the U.S.

Shifting costs and evolving banking relationships impact the bottom-line for merchant

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Blogs
02.05.2021
The Importance of Data in Payments, An Interview With CMSPI's Data Manager

We caught up with CMSPI's Data Manager, Jordan Pierce, to talk about why data in payments is more important than ever.

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