Blogs
05.27.2021
The 6 Biggest Takeaways from the Federal Reserve Regulation ii Report

The 6 biggest takeaways from the Federal Reserve Regulation ii Report - CMSPI Insights

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Blogs
05.27.2021
What Does Online Debit Routing Look Like?

In this article, we explain what PINless debit is, the current issues with PINless growth, the regulatory response, and considerations for merchants.

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Blogs
05.20.2021
What Does the Fed Report Say About Fraud?

This article will explore the differences in performance between global card networks and U.S. domestic card networks in each of these environments.

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Blogs
04.28.2021
U.S. Payments Acceptance Costs Set to Double by 2025

CMSPI analysis suggests that the average cost of payments for U.S. retailers will have doubled between 2009 and 2025.

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Blogs
04.28.2021
Interchange Fee Increases Delayed

In 2021, Visa and Mastercard announced a year-long delay to their scheduled interchange revisions – a move welcomed by merchants, but relief was short-lived.

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Blogs
04.08.2021
Excessive Online Credit Card Rejections During Pandemic Mean Frustration for Consumers, Missed Sales for Retailers

While online rejections help prevent fraud, CMSPI data indicates that one out of every five is a false positive – meaning good customers are wrongly turned.

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Blogs
03.08.2021
COVID-19: The Catalyst That Put Payments at the Top of the Agenda for Merchants

The COVID-19 pandemic has proved to be a huge catalyst for change. In this article, we identify and analyse three main areas in which we’ve seen change in merchant payments.

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Blogs
02.17.2021
Where Have All the Banks Gone? Branch Closures in the U.S.

Shifting costs and evolving banking relationships impact the bottom-line for merchant

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Blogs
02.05.2021
The Importance of Data in Payments, An Interview With CMSPI's Data Manager

We caught up with CMSPI's Data Manager, Jordan Pierce, to talk about why data in payments is more important than ever.

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Blogs
12.14.2020
Fashion Industry Focus (Part 2): How a Bad Payments Experience Can Put Off Good Customers

CMSPI’s work shows that a scientific approach, coupled with the right outreach to issuing banks, can maximize approvals and boost merchants’ revenue significantly.

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Blogs
12.14.2020
Fashion Industry Focus (Part 1): The Spiralling Cost of Online Payments

In this first blog, we have selected three (of the many) factors that impact the overall cost of acceptance: channel, routing arrangements, and refunds.

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Blogs
10.30.2020
Can You Solve the Mystery of the Invoice Errors?

In CMSPI's very own 'whodunit' board game, you can play detective and identify where the merchant has been mischarged.

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