News & Resources

Here you’ll find the latest news, views, and resources from the CMSPI team.

Resources
09.17.2021
Supercharging Transaction Productivity: 5 Common Payment Myths

In this white paper, we break down 5 common myths that prevent retailers from making their payments more productive.

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Resources
07.27.2021
Insights Magazine from CMSPI - July 2021 Edition Available Now

Our latest edition of Insights Magazine includes analysis of the challenges the payments industry and retailers alike face.

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Blogs
09.17.2021
Think Global, Act Local? The Challenges of International Payments for U.S. Merchants

The nuances of each country mean that U.S. merchants may be losing out by failing to localize their payments arrangements.

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Blogs
08.02.2021
Despite Regulation, Global Card Fees Continue to Grow and Threaten Merchants (Insights Magazine, July 2021)

CMSPI analysis suggests that overall fee changes scheduled for 2021 and 2022 could generate over $1.1bn in additional annual costs for U.S. merchants.

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Blogs
08.02.2021
The Good, the Bad, and the Ugly: Buy Now, Pay Later (Insights Magazine, July 2021)

Often considered an alternative to traditional credit, BNPL seems attractive on the surface, but adopting BNPL requires investigation on a case-by-case basis.

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Blogs
06.25.2021
EMV Liability Shift: What are the Chargeback Trends?

CMSPI is tracking the changes to fraud and chargebacks and the trends speak for themselves: chargebacks have tripled since January.

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Resources
06.24.2021
What is Tokenization? A CMSPI Insights Guide

Tokenization is the process wherein sensitive data is converted into non-sensitive data called “tokens”.

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Blogs
06.15.2021
U.S. Payments Acceptance Costs Set to Double by 2025

CMSPI analysis suggests that the average cost of payments for U.S. retailers will have doubled between 2009 and 2025.

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Blogs
05.27.2021
The 6 Biggest Takeaways from the Federal Reserve Regulation ii Report

The 6 biggest takeaways from the Federal Reserve Regulation ii Report - CMSPI Insights

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Blogs
05.27.2021
What Does Online Debit Routing Look Like?

In this article, we explain what PINless debit is, the current issues with PINless growth, the regulatory response, and considerations for merchants.

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Blogs
05.20.2021
What Does the Fed Report Say About Fraud?

This article will explore the differences in performance between global card networks and U.S. domestic card networks in each of these environments.

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News
05.07.2021
Breaking News: Fed Says Routing Provisions Apply to Card Not Present

The Federal Reserve has made an announcement in regards to “Regulation II” that merchants need to be aware of.

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