Infographic: PINless Debit Transactions, Behind-the-Scenes Looks

From the consumer’s point of view, a CNP PINless debit transaction is a seamless and quick process. The consumer enters their 16 digit primary account number (PAN) and a combination of AVS and/or CVV (Address Verification System or Card Verification Value) can be used to verify the transaction.

For merchants, the behind-the-scenes journey is slightly more complex. We explore how PINless debit acceptance works in our infographic below: