Solutions

Solutions In Focus: Cost Growth Intelligence

Solutions

Our solutions are tailored to your requirements
and delivered with speed and precision leveraging
our Dynamic Data Fabric and Payments Intelligence Engine.

The Solutions are built to reduce the cost of payments,
enhancing transaction success, and apply intelligence
to optimize overall performance.

In Focus:

Cost

Our specialist payments consultants use a
combination of unique tools to deliver
unmatched immediate, and ongoing savings.

Growth

Our specialist payments consultants use
a combination of unique tools to deliver
unmatched, immediate, and ongoing strategies
that boost sales, reduce fraud and enhance the
purchasing experience.

Intelligence

A view across the entire payments market.
Our Dynamic Data Fabric brings together data at a
scale no one else can match, revealing insights
and trends that would be impossible to uncover
from your data alone.
Industries

Industries In Focus: Digital & Subscription Fashion & Accessories Food, Drug, Mass and Club (FDMC) Gas & C-Store QSR & Dining Travel, Booking & Ticketing

Industries

With deep experience across all merchant industries, we understand your business environment and know where to uncover opportunities to enhance payment performance to drive better results

In Focus:

Digital & Subscription

In a digital environment, maximizing supply
chain performance, with high approval rates and
low risk and cost, is a complex challenge –
this is where CMSPI comes in.

Fashion & Accessories

With our tools, data, and industry expertise,
fashion and accessory merchants can
proactively monitor and address their
payments challenges.

Food, Drug, Mass and Club (FDMC)

CMSPI uses a blend of data-insights,
expertise, and proprietary tools to identify
inefficiencies in retailers supply chain,
driving down the cost of payments
acceptance.

Gas & C-Store

Fuel and convenience stores must find
ways to optimize their costs while
improving the customer experience
to stay competitive – CMSPI can help.

QSR & Dining

CMSPI has helped leading QSRs achieve
financial and operational goals while
delivering a faster, more convenient
experience for their customers
– see how we can help you.

Travel, Booking & Ticketing

CMSPI can help travel and booking
merchants analyze and compare their
payment providers’ performance, fees, and
terms to identify opportunities for
optimization.
Events
MPLC
Insights

Blogs Infographics News Publications Videos

Blogs

Explore our blogs where we deep dive into all things payments.

Infographics

For a snapshot of current topics, our Infographics provide you insight quickly.

News

Check here for breaking news, and other news stories affecting the payments industry.

Publications

From the State of the Industry to The Path of Online Payments – all of our publications are available to read and download.

Videos

Ranging from interviews to explainers, our videos tell the whole story.
About Us

About CMSPI Our Company Client Stories CMSPI Payments Intelligence Engine CMSPI Dynamic Data Fabric Our People & Leadership Careers Strategic Partnerships

About CMSPI

As the world’s leading payments advisory, we are the trusted partner to hundreds of Global 500 merchants,
using our Dynamic Data Fabric and Payments Intelligence Engine to tackle their most complex payments challenges
and unlock new value across every transaction.

Our Company

For over twenty years we’ve been obsessed
about one thing – making the payments ecosystem
work for merchants and their customers.

Client Stories

CMSPI works with you and your partners to
harness the power of data to maximize your
payments performance – boosting sales,
reducing costs, and enhancing strategies.

CMSPI Payments Intelligence Engine

Powered by AI and advanced Machine Learning,
to rapidly identify inefficiencies and generate actionable solutions,
constantly evolving as the market shifts.

CMSPI Dynamic Data Fabric

Trillions of data points from billions of
enterprise merchant-transactions aggregated across
issuers, acquirers, gateways, networks.

Our People & Leadership

We’re passionate about making a positive
impact on the global payments landscape.
Our people and culture are the foundation
of everything we do.

Careers

We’re a hyper-growth business that’s
rapidly expanding across the globe.
Working at CMSPI means being part of a
passionate team dedicated to our mission
and consistently delivering for our clients
every day.

Strategic Partnerships

Our team fosters collaboration and innovation
across the entire payments landscape to create
game-changing benefits for our clients.
Contact us

Contact us

Toby McFarlane

VP, Product Development & Innovation, United Kingdom

Expertise

Product Leadership
Productizing data science & AI capabilities
Research & development

Highlights

Owns CMSPI’s product development strategy
10 years’ experience in the payments industry
Focused on delivering new technology to enhance client value proposition

Connect Get in touch

About Toby

Toby leads Product Development & Innovation at CMSPI, where he is responsible for shaping the strategic vision and roadmap for a portfolio of internal and client-facing products across global markets. He works at the intersection of technology, data and commercial strategy, driving innovation that delivers measurable value for clients and the business.

Leading cross-functional teams spanning engineering, design and data science, Toby oversees research and development initiatives that explore emerging technologies, including AI and machine learning, while continuously enhancing existing products to meet evolving customer needs. With a focus on turning innovative ideas into practical solutions, he is passionate about building products that solve real-world challenges and future-proof CMSPI’s product offering.

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