Due to ever-increasing fees, rule changes, shifting consumer demands, and a constantly evolving market, merchants encounter a web of complexity while striving to achieve significant cost savings and a seamless purchasing experience.

How we help you.

Our experts work as an extension to your team, utilizing a blend of powerful analytics, unique data insights, and specialist expertise to define strategies that deliver impactful, immediate, and ongoing cost savings. We seamlessly ingest information into the CMSPI Payments Intelligence Engine and compare it against our Dynamic Data Fabric of trillions in consumer spend to deliver granular, transaction-level insights. We help you unlock hidden inefficiencies and enhance strategies to deliver undiscovered savings.

Forensic Audit

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We perform a deep forensic audit of your transactions, unraveling complex fee structures to quickly identify hidden inefficiencies and ensure you’re not overpaying. We pinpoint opportunities to achieve both historic and ongoing savings.

Routing Strategies

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Our unique insights, Dynamic Data Fabric, and the CMSPI Platform Intelligence Engine allows our specialists to map out optimized scenarios, drive impactful improvements to your routing set-up, and keep you in an optimal position amidst an ever-changing payments market.

Network Partnerships & Incentives

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Our routing specialists utilize unique data insights taken from our Dynamic Data Fabric of trillions in consumer spend. We work with you and your supply chain partners to maximize the value of your incentive packages, SLA’s and contracts, and future-proof your arrangements.

Interchange Optimization

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From downgrades and data rates to MCC optimization, there are countless ways to optimize the highly expensive interchange fees that flow through to your invoices. Our experts help you uncover those opportunities and drive high-impact savings.

Alternative Payments Methods

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Our experts help you consider complexities including: the customers’ purchasing experience, new customer acquisition, cost, impact on current payments mix, and performance. We equip you with the data insights and expertise to make educated decisions.

Advisory Services

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We leverage our live and active market experience, unique data insights, and unrivaled visibility of the payments landscape to empower you to make to best partner selection decisions for your business. Our experts professionally manage RFP/RFIs, as well as leading incumbent negotiations.

Customized Sprint Engagements

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A set of time boxed, outcome-based engagements, typically 12–16 weeks aimed at high value digital use cases — such as subscription resilience, marketplace payouts, or wallet/AltPay optimization — combining CMSPI benchmarks, analytics, and expert consulting to deliver specific KPIs and a roadmap for ongoing cost optimization.

We tailor our engagement approach to match your needs and requirements.

Advisory Engagements.

A custom strategy and analytics solution designed to address key industry dynamics.

Sprint Engagements.

A set of time boxed, outcome-based engagements, typically 12–16 weeks in length, aimed at providing high value on accelerated timing.
We drive powerful payments improvements through

Discover: We start by aligning on your objectives and dynamically ingesting your payments data into our Dynamic Data Fabric – a foundation built for continuous learning and market wide visibility.

Imagine: Using our Payments Intelligence Engine, we model scenarios, stress-test possibilities, and iterate in real time – creating the best path forward as new insights emerge.

Deliver: We move swiftly from insights to impact, driving cost, growth, and customer experience outcomes – then feed new results back into the process to fuel the next round of optimization.

Get in touch

Kate Haller

VP, Client Insight and Delivery

United States

Kate is recognized in the industry for deep fashion, digital, and QSR industry expertise.

Richard Kyne

EVP, Growth and New Business

United Kingdom

Richard leads CMSPI’s global delivery team in partnering with the world’s largest organizations.

Client Stories

Unlocking Substantial Payments Budget Savings for a Top Digital Merchant

The client, a leading international digital merchant with a sophisticated payment team, faced challenges related to rising payment costs, performance comparisons, and fully maximizing cost-saving initiatives.

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$10m in Annual Payments Cost Savings for Leading Multinational Gas & C-Store Retailer

The merchants’ partnership with our specialists has led to high-impact savings and market-leading arrangements.

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Delivering Savings for a Multinational Digital Merchant

The partnership with our specialists has helped the company get ahead of the curve and stay ahead of the curve.

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Digital and Recurring Merchant Achieves Big Payments Cost Savings With CMSPI

After the successful completion of an audit and RFP, our experts are now focused on highlighting opportunities to drive incremental revenue growth.

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Latest Insights & Events

Events July 2026

[July Townhall] The Ghosts of Payments Past

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Events July 2026

MAG Payments Conference

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Events July 2026

MRC San Diego

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