Services

Reduce costs Accelerate growth

Reduce costs

Our specialist payments consultants use a
combination of unique tools to deliver
unmatched immediate, and ongoing savings.

Accelerate growth

Our specialist payments consultants use a
combination of unique tools to deliver
unmatched, immediate, and ongoing strategies
that boost sales, reduce fraud and enhance the
purchasing experience.
Industries

Industries In Focus: Gas & C-Store Food, Drug, Mass and Club (FDMC) QSR & Dining Fashion & Accessories Digital & Subscription Travel, Booking & Ticketing

Industries

No matter the industry, we help our enterprise
merchant clients drive significant cost
reductions, boost sales, and enhance
strategies.

In Focus:

Gas & C-Store

Fuel and convenience stores must find
ways to optimise their costs while
improving the customer experience
to stay competitive – CMSPI can help.

Food, Drug, Mass and Club (FDMC)

CMSPI uses a blend of data-insights,
expertise, and proprietary tools to identify
inefficiencies in retailers supply chain,
driving down the cost of payments
acceptance.

QSR & Dining

CMSPI has helped leading QSRs achieve
financial and operational goals while
delivering a faster, more convenient
experience for their customers
– see how we can help you.

Fashion & Accessories

With our tools, data, and industry expertise,
fashion and accessory merchants can
proactively monitor and address their
payments challenges.

Digital & Subscription

CMSPI empowers merchants to analyse and
optimise every single transaction to find
savings and gain more from each digital
payment received.

Travel, Booking & Ticketing

CMSPI can help travel and booking
merchants analyse and compare their
payment providers’ performance, fees, and
terms to identify opportunities for
optimisation.
Resources

Insights Events

Insights

Our economists and global analysts deliver
insights that help our clients shape their
payments strategies to save millions and stay
ahead of the curve of a rapidly changing and
increasingly complex market.

Events

Our in-person and virtual events are
opportunities to learn from leading
payments industry specialists and
practitioners to stay ahead of a rapidly
changing landscape.
About

About CMSPI Our company Client stories The CMSPI Platform The CMSPI Data-Lake Our people & leadership Industry Relations Insights Advisory Council Strategic partnerships

About CMSPI

As the world’s leading payments consultancy,
we partner with hundreds of Global 500
merchants – saving them millions every year.

Our company

We act as an extension to our Global 500
merchant teams’ to help them maximize
payments performance – learn more.

Client stories

CMSPI works with you and your partners to
harness the power of data to maximise your
payments performance – boosting sales,
reducing costs, and enhancing strategies.

The CMSPI Platform

Our specialists utilise a powerful proprietary
platform to help you make data deliver savings,
growth, and insights.

The CMSPI Data-Lake

Making your data deliver, amidst an ever
changing market, is key to maximizing
your payments performance.

Our people & leadership

We’re passionate about making a positive
impact on the global payments landscape.
Our people and culture are the foundation
of everything we do.

Industry Relations

We work with our Global 500 merchant
clients, and their payments partners,
to maximise performance and drive meaningful
mutual benefit.

Insights Advisory Council

A team of global thought leaders who are
aligned with the purpose of shaping a more
optimal payment experience for both merchants
and consumers.

Strategic partnerships

Our team fosters collaboration and innovation
across the entire payments landscape to create
game-changing benefits for our clients.
Careers

Publications August 1st 2022

The Truth Behind Girocard Fees: Why Are German Merchants Paying Different Rates?

CMSPI reveals the truth behind why German merchants are paying different Girocard interbank fees to their competitors.

Maximilian Fuchs

Manager, Payments Consultant

Get in touch Connect

In Germany, a unique regulatory history and negotiation dynamics have combined to mean that merchants are paying vastly different rates on their Girocard transactions. In this infographic, we lift the lid on how interbank fees are determined – and what options merchants have to optimize their own.

Why Are German Merchants Paying Different Rates?

See what Smarter Payments Intelligence can do for you.

Get in touch