What we do

SMARTER PAYMENTS INTELLIGENCE

As the world’s leading payments consultancy, we work with hundreds of Global 500 merchants, saving them millions every year. We collaborate with you and your partners to harness the power of data in order to maximize payments supply chain performance, all with the goal of increasing the profitability of every transaction.

Powerful Analytics. Deeper Insights. Amplified Results.

REDUCE
COSTS

Unravel hidden fees, enhance strategies and unlock high-impact cost savings.
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ACCELERATE
GROWTH

Eliminate lost sales, reduce the cost of fraud and get more loyal customers through the checkout.
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Trusted by Clients and Partners

Client Stories

Unlocking Substantial Payments Budget Savings for a Top Digital Merchant

The client, a leading international digital merchant with a sophisticated payment team, faced challenges related to rising payment costs, performance comparisons, and fully maximizing cost-saving initiatives.

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Digital & Subscription Business Maximizes CNP Payments Performance with CMSPI

The merchant continues to work with us to monitor its performance and highlight new areas of opportunities to keep them ahead of the curve.

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Digital and Recurring Merchant Achieves Big Payments Cost Savings With CMSPI

After the successful completion of an audit and RFP, our experts are now focused on highlighting opportunities to drive incremental revenue growth.

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$10m in Annual Payments Cost Savings for Leading Multinational Gas & C-Store Retailer

The merchants’ partnership with our specialists has led to high-impact savings and market-leading arrangements.

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Latest Insights & Events

Blog December 8th 2025

Unwrapping Card Fees This Holiday Season

Retailers face their costliest holiday season yet as fees surge and ecommerce grows. With spending projected to exceed $1 Trillion, CMSPI estimates card acceptance fees will reach $19.9 Billion – equivalent to funding hundreds of thousands of seasonal workers’ annual wages.
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Blog November 25th 2025

Are The New Generation of BINs Affecting Your Transaction Success?

New-generation BINs from fintech and digital-first issuers are influencing transaction success rates. Learn how shifting BIN profiles affect approvals, routing, and merchant optimization strategies.

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Blog November 5th 2025

Maximizing Routing Optionality: Four Factors Every Debit Routing Strategy Must Address

Debit routing is a powerful tool for merchants to optimize payments performance and unlock significant savings. However, there’s no universal strategy for achieving optimal routing outcomes – it requires a tailored approach and regular monitoring of market shifts that may reduce savings. This article explores four of the most impactful erosion factors limiting merchant routing options.

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Blog October 27th 2025

Client Connect 2025: Takeaways from Connecting the World’s Largest Merchants

CMSPI’s second annual Client Connect conference provided two days of high-impact insights focused on one thing: connecting the dots across the merchant payments landscape. From macroeconomic trends and data challenges to innovations like PINless routing and agentic commerce, the event emphasized the power of collaboration, unified data, and policy for merchants.

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