Smarter Payments Intelligence

Imagine having decades of payments data – spanning networks, issuers, acquirers, across every major omnichannel merchant segment, grounded in trillions of dollars in transactions – relentlessly refreshed, real-time.

Imagine dynamically simulating every routing choice, pricing scenario, and risk setting to reveal the precise moves that unlock the lowest cost, the most revenue, fraud reduction,  and the smoothest customer journeys – guided by expert advisors who have done nothing but payments for decades, every day, for the world’s most demanding merchants.

You don’t have to imagine it. It’s exactly what CMSPI delivers every day.

We drive powerful
payments improvements

Our dynamic selection of unique solutions deliver industry‑leading results and are customized to your needs.

COST

Uncover and deliver savings across interchange, scheme fees, PIN/PINless routing and cross border costs.
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GROWTH

Optimize transaction success through improved authorization rates, reduced CNP false declines, and risked tune fraud.
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INTELLIGENCE

Market Insights that deliver real-time monitoring of cost, approvals, fraud and routing via modern dashboards and APIs.
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Each solution leverages our CMSPI triple advantage to make the maze of payments your racetrack.

Dynamic Data Fabric

Trillions of data points from billions of enterprise merchant transactions aggregated across issuers, acquirers, gateways, networks
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Payments Intelligence Engine

Powered by AI and advanced machine learning, CMSPI expert analysts rapidly identify inefficiences and generate actionable solutions, constantly evolving as the market shifts.
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Expert-Led Advisory Model

Senior-led teams are agile, delivering rapid speed to insights working collaboratively alongside payments, product, finance and data functions to deliver desired outcomes
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Proud to serve hundreds of leading merchants across the globe.

Client Stories

Digital and Recurring Merchant Achieves Big Payments Cost Savings With CMSPI

After the successful completion of an audit and RFP, our experts are now focused on highlighting opportunities to drive incremental revenue growth.

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CMSPI Authorization Rate Optimization Accelerates Revenue for $8b Global Technology Provider

Leveraging our Dynamic Data Fabric and proprietary BIN Tables, CMSPI experts were able to deliver revenue gains through authorization rate optimization.

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CMSPI Improves Transaction Success For Global Retailer and Delivers Savings

CMSPI leveraged its unparalleled expertise and insights to improve transaction success by over 10% while saving $1.5M annually.

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CMSPI Drives Checkout Page Optimization For Global eCommerce Retailer

Our experts provided guidance to implement new payment methods and maximize the return across the checkout page.

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CMSPI Improves Retry Approval Rate by 10pts, Saving Subscription Merchant $500k annually.

Retry strategy optimization delivers immediate efficiency improvement

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Unlocking Substantial Payments Budget Savings for a Top Digital Merchant

The client, a leading international digital merchant with a sophisticated payment team, faced challenges related to rising payment costs, performance comparisons, and fully maximizing cost-saving initiatives.

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Digital & Subscription Business Maximizes CNP Payments Performance with CMSPI

The merchant continues to work with us to monitor its performance and highlight new areas of opportunities to keep them ahead of the curve.

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$10m in Annual Payments Cost Savings for Leading Multinational Gas & C-Store Retailer

The merchants’ partnership with our specialists has led to high-impact savings and market-leading arrangements.

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Latest Insights & Events

Events June 2026

PaymentsEd Annual Forum

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Events June 2026

Databricks Data + AI Summit

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Blog June 2026

Getting Ahead of Payments as a Head of Payments – Part Two 

Our payment experts provide three industry trends merchants should be watching and a few words of wisdom for those seeking to better understand their data in this two part blog series.

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Blog May 2026

Getting Ahead of Payments as a Head of Payments – Part One

Our payment experts provide three industry trends merchants should be watching and a few words of wisdom for those seeking to better understand their data in this two part blog series.

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Optimize your payments performance –
speak to our advisors today

Discover data insights,
thought leadership,

and events.