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Insights
Our Insights Team produce industry leading research, data analysis,
and strategies that help positively shape the payments industry.
Explore blogs, thought leadership content, infographics, and videos
on best practices, trends, challenges, and the future of payments.
CMSPI Launches Insights Advisory Council with Merchant Payments Leaders
The Insights Advisory Council will provide direction to the CMSPI team on strategic industry reports, research prioritization, and prospective partner content.
Back to Basics: Card Network Models and Global Card Costs
The world of payments can be confusing, so it’s important to refresh ourselves with the basics of the industry. In this blog, we will breakdown three- and four-party card network models, review the key players, analyze the cost structure and look at card costs around the world.
How Have U.S. Card Fees Grown Since 2006?
How Much Interchange was Paid on Sales Tax in the U.S.?
CMSPI estimates that U.S. merchants paid over $11 billion in interchange on sales tax, gasoline and diesel state excise taxes, and alcohol state excise taxes. Merchants are also estimated to have paid over $407 million in interchange on federal gasoline and diesel excise taxes. Read below to see how the impact differed by state.
A Guide to Competition in the U.S. Payments Market
Does network routing competition create market efficiencies? In this article, we discuss competitive interventions within the U.S. payments landscape. We compare norms pre- and postintervention and highlight key hurdles faced by merchants in extracting the value of regulation. Finally, we map out the road ahead in terms of new challenges and potential avenues for improving the payments landscape.
Fraud Wars: How Tech, Shifting Attitudes, and Organized Crime Are Redefining Online Retail Security
In the high-stakes world of online retail, three forces are shaking up the fight against fraud: cutting-edge technology, changing attitudes towards what feels like fraud, and increasingly cunning organized crime. Are merchants ready to tackle these evolving threats? Dive into our latest blog to uncover how these elements are transforming ecommerce security and what retailers need to do to stay ahead.
Get in touch
Elizabeth
Garner Divelbiss
Chief Brand Officer
Austin, TX
Liz and her team foster collaboration between all areas of retail payments.
Callum
Godwin
Chief Economist
Atlanta, GA
Callum manages a team of Economists and keeps CMSPI at the forefront of payments.
Elizabeth Garner Divelbiss
Chief Brand Officer
Austin, TX
Liz and her team foster collaboration between all areas of retail payments.
Callum Godwin
Chief Economist
Atlanta, GA
Callum manages a team of Economists and keeps CMSPI at the forefront of payments.
Client Stories
Unlocking Substantial Payments Budget Savings for a Top Digital Merchant
The client, a leading international digital merchant with a sophisticated payment team, faced challenges related to rising payment costs, performance comparisons, and fully maximizing cost-saving initiatives.
Forensic Cost of Payments Review Leads to Impactful Savings
A large, U.S. based airline, experiencing rapidly accelerating growth, partnered with our experts to conduct a review of their cost of payments acceptance.
CMSPI Achieves Fast Savings for FDMC Retailer Through Smarter Payments Intelligence
This case study underscores industry collaboration and shines a light on the importance of pairing expertise with advanced analytical tools.
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