Our Insights Team produce industry leading research, data analysis,
and strategies that help positively shape the payments industry.
Explore blogs, thought-leadership content, infographics, and videos
on best practices, trends, challenges, and the future of payments.
CMSPI Launches Insights Advisory Council with Merchant Payments Leaders
The Insights Advisory Council will provide direction to the CMSPI team on strategic industry reports, research prioritization, and prospective partner content.
Five Takeaways from the Fed’s Latest Announcement on Regulation II
On Wednesday October 25th, the Federal Reserve Board of Governors affirmatively voted to release a proposal that would adjust all three portions of the debit card interchange cap.
101: An Introduction to Online Routing + PINless Transactions
Rewards Margins are High Enough to Withstand Competition
With the recent introduction of the Credit Card Competition Act, there’s hope that the credit card market may experience a well-deserved injection of competition. With this new competition, CMSPI estimates that credit card rewards are unlikely to disappear based on current issuer margins on rewards and experience from other markets.
False Declines, Outages, Fraud: Avoiding a Payments Storm This Peak Season
To wrap up our short 3-part fraud series, CMSPI reviews how merchants can avoid a trio of payments nightmares this holiday season.
CMSPI’s Quick & Easy Guide to Tokenization
For merchants, tokenization is the key to improved customer experience, data protection, online transaction security, compliance, and overall business growth.