Research, Data Analysis, and Strategies from CMSPI's Experts

Solutions

Solutions In Focus: Cost Growth Intelligence

Solutions

Our solutions are tailored to your requirements
and delivered with speed and precision leveraging
our Dynamic Data Fabric and Payments Intelligence Engine.

The Solutions are built to reduce the cost of payments,
enhancing transaction success, and apply intelligence
to optimize overall performance.

In Focus:

Cost

Our specialist payments consultants use a
combination of unique tools to deliver
unmatched immediate, and ongoing savings.

Growth

Our specialist payments consultants use
a combination of unique tools to deliver
unmatched, immediate, and ongoing strategies
that boost sales, reduce fraud and enhance the
purchasing experience.

Intelligence

A view across the entire payments market.
Our Dynamic Data Fabric brings together data at a
scale no one else can match, revealing insights
and trends that would be impossible to uncover
from your data alone.
Industries

Industries In Focus: Digital & Subscription Fashion & Accessories Food, Drug, Mass and Club (FDMC) Gas & C-Store QSR & Dining Travel, Booking & Ticketing

Industries

With deep experience across all merchant industries, we understand your business environment and know where to uncover opportunities to enhance payment performance to drive better results

In Focus:

Digital & Subscription

In a digital environment, maximizing supply
chain performance, with high approval rates and
low risk and cost, is a complex challenge –
this is where CMSPI comes in.

Fashion & Accessories

With our tools, data, and industry expertise,
fashion and accessory merchants can
proactively monitor and address their
payments challenges.

Food, Drug, Mass and Club (FDMC)

CMSPI uses a blend of data-insights,
expertise, and proprietary tools to identify
inefficiencies in retailers supply chain,
driving down the cost of payments
acceptance.

Gas & C-Store

Fuel and convenience stores must find
ways to optimize their costs while
improving the customer experience
to stay competitive – CMSPI can help.

QSR & Dining

CMSPI has helped leading QSRs achieve
financial and operational goals while
delivering a faster, more convenient
experience for their customers
– see how we can help you.

Travel, Booking & Ticketing

CMSPI can help travel and booking
merchants analyze and compare their
payment providers’ performance, fees, and
terms to identify opportunities for
optimization.
Events
MPLC
Insights

Blogs Infographics News Publications Videos

Blogs

Explore our blogs where we deep dive into all things payments.

Infographics

For a snapshot of current topics, our Infographics provide you insight quickly.

News

Check here for breaking news, and other news stories affecting the payments industry.

Publications

From the State of the Industry to The Path of Online Payments – all of our publications are available to read and download.

Videos

Ranging from interviews to explainers, our videos tell the whole story.
About Us

About CMSPI Our Company Client Stories CMSPI Payments Intelligence Engine CMSPI Dynamic Data Fabric Our People & Leadership Careers Strategic Partnerships

About CMSPI

As the world’s leading payments advisory, we are the trusted partner to hundreds of Global 500 merchants,
using our Dynamic Data Fabric and Payments Intelligence Engine to tackle their most complex payments challenges
and unlock new value across every transaction.

Our Company

For over twenty years we’ve been obsessed
about one thing – making the payments ecosystem
work for merchants and their customers.

Client Stories

CMSPI works with you and your partners to
harness the power of data to maximize your
payments performance – boosting sales,
reducing costs, and enhancing strategies.

CMSPI Payments Intelligence Engine

Powered by AI and advanced Machine Learning,
to rapidly identify inefficiencies and generate actionable solutions,
constantly evolving as the market shifts.

CMSPI Dynamic Data Fabric

Trillions of data points from billions of
enterprise merchant-transactions aggregated across
issuers, acquirers, gateways, networks.

Our People & Leadership

We’re passionate about making a positive
impact on the global payments landscape.
Our people and culture are the foundation
of everything we do.

Careers

We’re a hyper-growth business that’s
rapidly expanding across the globe.
Working at CMSPI means being part of a
passionate team dedicated to our mission
and consistently delivering for our clients
every day.

Strategic Partnerships

Our team fosters collaboration and innovation
across the entire payments landscape to create
game-changing benefits for our clients.
Contact us

RESOURCES

Blog

September 2026

OPINION: The AI AGENT Act Won’t Become Law Tomorrow. But Merchants Should Still Pay Attention.

Agentic commerce is coming into focus. Here’s what merchants should understand now about visibility, fraud, payment choice, and optimizing for AI-driven decisions.

Events

September 2026

[Webinar] The Restaurant Payments Opportunity: From Cost to Competitive Advantage

QSR payments are increasingly complex. Join CMSPI and QSR payments leaders to explore rising costs, routing, technology, and hidden savings opportunities that can improve payment performance and protect margins.

Blog

July 2026

Standardized Payments Data: The Good, the Bad, & the Inevitable

The pursuit of standardizing payments data spans decades. Today, CMSPI’s Merchant Payments Intelligence (MPI) consists of trillions of datapoints to optimize payment strategies and provide support for the entire merchant community.

Events

July 2026

[July Townhall] The Ghosts of Payments Past

Events

July 2026

MAG Payments Conference

Events

July 2026

MRC San Diego

Events

July 2026

CMSPI x T-Mobile Executive Forum

Events

July 2026

Fintech South

Events

July 2026

CMSPI Client Connect 2026

Blog

June 2026

Merchant Community Reacts to Preliminary Approval of the MDL-1720 Settlement

The preliminary approval of the MDL-1720 settlement marks a pivotal moment in payments, introducing new flexibility for merchants. Yet while awareness is high, many remain cautious, weighing cost opportunities against operational complexity and customer experience before committing to any meaningful changes.

Events

June 2026

[May Townhall] Fact or Fiction? Mythbusting Common Payments Beliefs

Blog

June 2026

PINless Routing: Expectation vs. Reality in a Post-Durbin, Tokenized World

PINless routing promised cost savings and greater control, but tokenisation is changing the game. This blog explores how post-Durbin expectations stack up against reality, unpacking the technical and regulatory challenges shaping merchant routing strategies today.

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