Resources
Insights
Our Insights Team produce industry leading research, data analysis,
and strategies that help positively shape the payments industry.
Explore blogs, thought-leadership content, infographics,
and videos on best practices, trends, challenges,
and the future of payments.
Credit Card Competition Act Could Result in Annual Savings Upward of $16.4 Billion
CMSPI estimates pro-competitive policies on U.S. debit have saved merchants and consumers billions.
Estimates Show Upcoming Card Fee Hikes Could Cost U.S. Retailers Over $500 Million
Here, we break down the key changes that merchants need to prepare for in October 2023.
101: An Introduction to Online Routing + PINless Transactions
CMSPI’s Quick & Easy Guide to Tokenization
For merchants, tokenization is the key to improved customer experience, data protection, online transaction security, compliance, and overall business growth.
False Declines, Outages, Fraud: Avoiding a Payments Storm This Peak Season
To wrap up our short 3-part fraud series, CMSPI reviews how merchants can avoid a trio of payments nightmares this holiday season.
Rewards Margins are High Enough to Withstand Competition
With the recent introduction of the Credit Card Competition Act, there’s hope that the credit card market may experience a well-deserved injection of competition. With this new competition, CMSPI estimates that credit card rewards are unlikely to disappear based on current issuer margins on rewards and experience from other markets.
Get in touch
Elizabeth
Garner Divelbiss
SVP, Strategic Partnerships & Insights
Austin, TX
Liz and her team foster collaboration between all areas of retail payments.
Callum
Godwin
Chief Economist
Atlanta, GA
Callum manages a team of Economists and keeps CMSPI at the forefront of payments.
Elizabeth Garner Divelbiss
SVP, Strategic Partnerships & Insights
Austin, TX
Liz and her team foster collaboration between all areas of retail payments.
Callum Godwin
Chief Economist
Atlanta, GA
Callum manages a team of Economists and keeps CMSPI at the forefront of payments.