Payments Intelligence Magazine
November 2019

We take a close look at the upcoming Interchange Fee Regulation review,
ongoing scheme fee increases, and how the hospitality industry has been
among the hardest hit.

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New White Paper: The Ongoing
Erosion of Interchange Fee Regulation

Are the benefits of IFR about to be undone,
and at what cost to merchants?

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CMSPI is an independent, global payments consultancy that advises merchants on how to improve their payments arrangements, reduce costs, and implement innovative solutions. We are proud to be merchant champions and have been campaigning for positive change for merchants within the payments industry for many years.

Card Services

Our experts ensure each element of your supply chain is optimised, market-leading and future-proofed.

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Cash Services

From CIT, to banking, to technology - we breakdown and analyse your current costs and accurately benchmark each component.

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FX Services

Enjoy innovation arrangements that keep you at the forefront of an ever-evolving payments industry.

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Special Projects

Your business is unique, and our team takes pride in approaching each project in a way tailored to your needs.

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Vizion Dashboard

Get the most out of your data. A unique payments analytics tool: empowering merchants with independent insights.

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Research and Advocacy

Using data, analytics, and independent insights to provide clarity in an opaque payments industry.

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Blogs
28.01.2020
Trouble in Paradise: Combating High Fees, SCA and Holdbacks to Stay Afloat

In this article, we explore how holdbacks, SCA and rising scheme fees have been disproportionately damaging for travel and hospitality.

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News
05.02.2020
Loomis Acquires Swedish Cash Handling Firm Nokas

Continuing its spending spree, cash giant Loomis has agreed to acquire Nokas Värdehantering, a Swedish subsidiary of Loomis’ Nordic competitor Nokas.

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Blogs
07.01.2020
Strong Customer Authentication: Actions To Take & Key Deadlines

We answer the key questions merchants are asking regarding the latest SCA standards.

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Blogs
01.01.2020
Fighting the Fees: Time for Merchants to Step in the Ring and Fight Scheme Fees

Scheme fees have become a frustrating yet inevitable part of processing payments in the 21st century. But does it really have to be that way?

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Resources
21.11.2019
Card Processing Complexity – The Fees You Need to Pay Attention To

Understanding your overall cost of acceptance is crucial – so we’ve created a downloadable infographic highlighting the key areas you need to consider.

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Blogs
20.11.2019
The RPC 2019: Top Questions You Wanted Answering

In this article, we will look to answer some of the most popular questions asked through our audience interaction app on the day.

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Resources
11.11.2019
Picture of Payments – November 2019

In our ongoing series, A Picture of Payments, we highlight industry trends and topics that are affecting the merchant community.

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Resources
11.11.2019
Payments Intelligence Magazine – November Edition (2019)

We investigate the upcoming Interchange Fee Regulation review, scheme fee increases, and how the hospitality industry has been among the hardest hit.

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Resources
10.09.2019
Picture of Payments – September 2019

In our ongoing series, A Picture of Payments, we highlight industry trends and topics that are affecting the merchant community.

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Resources
10.09.2019
In Focus: Ongoing SCA Changes Around Europe

We’ve compiled a list of updates from countries across Europe to keep you updated with the latest SCA news and developments.

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Resources
09.09.2019
Payments Intelligence Magazine – September Edition (2019)

In this latest edition of Payments Intelligence, we discuss the cashless movement around the world and how merchants should prepare.

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Resources
14.08.2019
BRC Video Highlights Cost of Card Acceptance

BRC VIDEO: the BRC estimates the cost to merchants of card acceptance was around £1 billion in 2017.

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Resources
24.07.2019
White Paper: The Ongoing Erosion of Interchange Fee Regulation

We highlight issues with the IFR, what lessons can be learned from other jurisdictions, and actions merchants should be taking.

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Blogs
17.07.2019
Kicking Us While We’re Down: Merchants Face New 3D-Secure Fees

Just one month before the number of transactions requiring 3D-Secure is expected to triple, Visa has introduced a new fixed fee for this authentication method.

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Resources
09.07.2019
PSR Consultation in LINK Interchange Fees, CMSPI’s Response

ATMs play a pivotal role in the payments ecosystem. Read our response to the PSRs call for views on LINK interchange fees.

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News
24.06.2019
Latest European Banking Authority Opinion on SCA – Key Points

The EBA has published its final opinion on SCA, opening the door for potential extensions to the September 14th deadline.

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Blogs
21.06.2019
EBA Grants Flexibility to Strong Customer Authentication Deadline

The European Banking Authority (EBA) have announced its support for an extension to the deadline for Strong Customer Authentication.

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Blogs
19.06.2019
Card Acquiring – Seven Reasons an Invoice Audit Could Save You Millions

Many merchants are overpaying by substantial six and seven-figure sums every year, we detail the importance of auditing your invoices.

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Resources
20.05.2019
White Paper: Risky Business – Payments in the Airline Industry

The four key questions about holdbacks airlines need to ask now.

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Blogs
10.05.2019
The Decline of Cash Continues: Card Payments Overtake Cash in Germany

Germany sees card payments overtake cash for the first time as the decline of cash continues.

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Blogs
10.05.2019
Q&A Series: Strong Customer Authentication

Hear from CMSPI’s Senior Economist on all things SCA and what merchants need to be doing about it.

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Blogs
03.05.2019
Assessing the Impact of PSD2s Strong Customer Authentication

The PSD2 revolution is on our doorstep. We argue why merchants shouldn’t be waiting for change, but should be driving it instead.

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Resources
03.05.2019
PSD2 One Year On: Where is Our Payments Revolution?

PSD2 undeniably has the potential to revolutionise the payments industry, but are merchants and other supply chain stakeholders prepared?

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News
30.04.2019
Loomis Set to Acquire Prosegur in France

Loomis has agreed to acquire Prosegur’s cash operations in France, reducing the number of global suppliers in the French market to just 2.

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Blogs
01.04.2019
Brexit Postponement Gives Merchants Slight Boost, but Prolongs Uncertainty

A Brexit reclassification of card scheme regions has important implications for potential cost increases for merchants.

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News
26.03.2019
Tech Giant Apple Enters the Credit Card Market

Apple has announced that in Summer 2019 it will be releasing a new way for consumers to pay: the Apple Card.

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News
22.03.2019
Visa and Mastercard Battling for Cross-Border Capability

Continued expansion by Visa and Mastercard further increasing the schemes’ dominance in Europe.

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Blogs
21.03.2019
Don’t Let Them Do to You What They’ve Done to Us (Cash Back at the POS)

We take a look at the lessons European merchants can learn from the U.S. cash back experience.

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News
18.03.2019
FIS Announces Acquisition of Global Card Acquiring Giant Worldpay

US issuer processor Fidelity National Information Services (FIS) has announced a €38.1 billion acquisition of global merchant acquiring giant Worldpay Inc.

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Resources
13.03.2019
Picture of Payments – Spring 2019

In our ongoing series, A Picture of Payments, we highlight industry trends and topics that are affecting the merchant community.

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Resources
12.03.2019
Payments Intelligence Magazine – March Edition (2019)

In this latest edition of Payments Intelligence, we discuss the potential ramifications of Brexit on merchants in the UK and Europe.

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News
05.03.2019
Is The UK Government Doing Enough To Protect Access To Cash?

CMSPI supports calls for regulation as cash continues to be an important part of the payments puzzle.

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Blogs
26.02.2019
The Top 8 Payments Challenges for eCommerce Merchants in 2019

eCommerce payments command a number of unique considerations – we’ve compiled the top 8 challenges facing eCom merchants in 2019.

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Events
26.02.2019
Open Banking Workshop – How Will Consumers Pay in the Future?

Join our upcoming workshop to better understand the challenges, opportunities, and potential pitfalls of open banking. Sign up now.

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Blogs
19.02.2019
Introducing CMSPI’s New Managing Director of Europe, Wayne Ashall

We sat down with CMSPI’s new Managing Director for Europe, Wayne Ashall, to chat about the things to come in 2019 and sinking his teeth into his new role!

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Blogs
15.02.2019
Save the Date: The Retail Payments Conference 2019

Sign up now to be the first to know when early bird tickets are available!

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Blogs
12.02.2019
Pushing Payments Into the Next Chapter

Push payments, becoming increasingly relevant due to PSD2, may offer an opportunity for merchants to bypass schemes and acquirers altogether.

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Blogs
06.02.2019
Risky Business: Payments in the Airline Industry

Payments in the airline industry is a risky business, and merchants need to act now to avoid hidden dangers in card acquiring contracts.

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News
31.01.2019
Loomis continues European expansion with purchase of Ziemann

Loomis continues European expansion with acquisition of German-based cash handler, Zeimann, for €160 million.

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News
30.01.2019
Finextra News: TrueLayer launches Open Banking-based payments API

Will TrueLayer’s open-banking payments API give businesses and consumers an alternative to card payments and bank transfers?

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Blogs
25.01.2019
Join CMSPI’s campaign to end excessive card fees in Europe

Merchant champions, CMSPI, have launched a campaign to end excessive card fees and has called upon retailers to take a stand. 

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News
15.01.2019
More Consolidation as Nets and Concardis Finalise Merger

The Nets-Concardis merger is finalised resulting in a group entity with €1.3 billion in net revenue, an EBITDA of €500 million, and over 3,500 staff.

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Resources
09.01.2019
European Commission Consultation on Inter-Regional Interchange Fees, CMSPI’s Response

In CMSPI’s consultation response, we highlight the importance of a review and the material cost saving of €551 million per annum it could have for merchants across Europe.

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Blogs
20.12.2018
The UK Risks “Sleepwalking” into Becoming a Cashless Society

Report finds that cash is still an economic necessity for around 25 million people.

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Resources
14.12.2018
Picture of Payments – Winter 2018

In our Picture of Payments series we look at current industry trends and topics! Winter 2018 cartoon now available.

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Resources
13.12.2018
Payments Intelligence Magazine – December Edition (2018)

In this latest edition of Payments Intelligence, we discuss disruption in the European payments landscape and the cost of changing acquirers.

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Blogs
05.12.2018
The Retail Payments Conference 2018 Video Highlights

Watch highlights and video interviews from RPC 2018 attendees including Walmart, Carrefour Group and TrueLayer.

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News
04.12.2018
Visa and Mastercard Voluntarily Reducing Inter-regional Interchange Fees by More Than 40%

Visa and Mastercard are close to agreeing a deal with the European Commission to lower interchange fees charged to EU merchants accepting cards from outside the EU.

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Blogs
29.11.2018
Payments Talk with Arnaud Crouzet, Auchan Group/nexo standards

Arnaud Crouzet (nexo standards) features in this quarter’s edition of ‘Payments Talk’. He discusses all things nexo including benefits for merchants looking to standardise.

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News
22.11.2018
Interchange Fee Regulation and Brexit

The UK government’s plans for interchange fees following Brexit have significant implications for merchants operating in the UK as well as other European markets.

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Blogs
20.11.2018
Why Are Invoice Checks Important? – A Q&A with Senior Payments Analyst, Toby McFarlane

We caught up with our card acquiring and invoice audit specialist on why conducting regular invoice reviews is so important.

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Blogs
20.11.2018
The Retail Payments Conference 2018 – Photo Gallery

View some of the highlights of The Retail Payments Conference 2018 in our photo gallery.

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Blogs
19.11.2018
Top 5 payments questions you wanted answered

We answer some of the questions merchants wanted the answers to.

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Blogs
13.11.2018
5 key themes from The Retail Payments Conference 2018

Read our 5 key takeaways from the event including open banking and regulation.

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Resources
08.11.2018
The Retail Payments Conference 2018: Download Presentation Slides

Download the presentation slides from the recent Retail Payments Conference.

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News
16.10.2018
Contactless Overtakes Chip & PIN in UK

For the first time, contactless has overtaken Chip & PIN to become the UK’s most popular form of card payment.

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News
15.10.2018
Bank of England Announces New £50 Polymer Note

The Bank of England recently announced that the £50 note will join the £5, £10 and £20 notes in the switch from paper to polymer.

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Resources
12.10.2018
Picture of Payments – Fall 2018

In our picture of payments series we look at current industry trends and topics! Fall 2018 cartoon now available.

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Blogs
09.10.2018
The decline of cash – a good or bad thing?

Fixed costs to increase the relative cost of cash for merchants, mitigation tips for merchants

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Resources
08.10.2018
Payments Intelligence Magazine – Autumn Edition (2018)

In this latest edition of Payments Intelligence, we discuss the future of payments and how merchants can navigate the €2bn problem.

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Blogs
26.09.2018
Unification of QR codes in Singapore

Singapore has announced the unification of QR codes in the region, creating a single Singapore Quick Response Code (SGQR) supported by 27 local payment schemes.

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News
24.09.2018
CMSPI secures place on The Financial Times Future 100 List

CMSPI has been featured in the FT Future 100 list 2018.

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News
21.08.2018
CMSPI joins British Retail Consortium

CMSPI and the BRC have joined forces to advocate in favour of the retail industry.

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Blogs
31.07.2018
The PSR’s acquiring consultation – the merchant’s view

We look at the scope of the upcoming PSR card acquiring market review and what merchants can expect to get out of it.

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News
24.07.2018
In wake of complaints, PSR announces card acquiring market review

In the wake of complaints, the UK’s PSR has announced it will be reviewing the card acquiring market

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Blogs
16.07.2018
Everything you need to know about interchange claims

CMSPI CEO, Brendan Doyle, answers the most frequently asked questions about interchange reclaims.

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News
27.06.2018
After a long battle, Supreme Court rules in favour of Amex

The Supreme Court recently ruled in favor of American Express in a long-running anti-trust case.

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Blogs
26.06.2018
Rupay, Indian’s domestic card scheme: the new kid on the block

Rupay, India’s alternative domestic card scheme, has experienced a quiet rise in popularity and offers usable insights for Western merchants.

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Blogs
25.06.2018
Q&A: card optimisation with Vizion by CMSPI

Our exclusive ‘Vizion by CMSPI’ dashboard product offers merchants complete visibility of their payments arrangements.

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Resources
07.06.2018
Cash and Digital Payments in the New Economy, CMSPI consultation response

CMSPI responds to the government’s call for evidence on the role of cash and digital payments in the new economy.

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News
06.06.2018
Visa experiences substantial outages across Europe

This latest outage from Visa sparks a debate: could (and should) Europe expand domestic networks?

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News
04.06.2018
Finextra News: Nets and Concardis to merge

Nets-Concardis merger brings more consolidation to European card market

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News
31.05.2018
iZettle announces sale to PayPal at the eleventh hour

iZettle, the Swedish payments company founded in 2010, has sold to PayPal for $2.2bn, placing any plans to IPO on hold.

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Blogs
30.05.2018
Competition in the debit card issuing market

We explore Santander’s recent issuing announcement and what that means for merchants and the UK’s debit card market.

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Blogs
30.05.2018
20 of the biggest deals in the payments industry over the past 20 years

We highlight the 20 biggest deals in the payment industry over the last 20 years, and key issues merchants need to consider.

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Resources
30.05.2018
Payments Intelligence Magazine – Spring Edition (2018)

In our Spring 2018 edition, we introduce the International Payments Regulation Forum and explain why global interchange regulation needs an overhaul.

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News
23.05.2018
Finextra News: UK Payments community calls on Open Banking to do more to enable access for fintechs

UK Payments community wants fintechs to easily access open banking

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Blogs
23.05.2018
Are scheme fees really a “straight pass-through” cost?

Underlying scheme fees are charged to acquirers in complex ways. We highlight 10 reasons merchants are unlikely to receive a direct pass-through cost.

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News
18.05.2018
Finextra News: Paypal Agrees $2.2 billion deal for iZettle

PayPal will acquire leading European fintech iZettle for $2.2 billion

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News
15.05.2018
Matthew Shaw Joins CMSPI Board of Directors

CMSPI is proud to announce that Matthew Shaw, Head of Sales & Marketing, has joined the CMSPI Board of Directors.

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Resources
10.05.2018
Watch: scheme fee changes – what’s happening & what can you do about it?

In our latest interview series, our industry experts explain the latest scheme fee updates in Europe and how to mitigate.

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News
04.05.2018
CMSPI named among top 50 fastest-growing companies

CMSPI is proud to be among the 50 fastest-growing companies

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Resources
03.05.2018
White Paper: Scheme Fees, The True Cost To The Industry

We explain why scheme fees should be brought under consideration at the IFR review.

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Blogs
19.03.2018
Q&A – Why now is the time for merchants to review their card acquiring arrangements

Avoid misapplied fees and discrepancies in your invoices by conducting regular invoice audits.

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Blogs
14.03.2018
No end in sight, European merchants continue to be plagued by excessive card fees.

What do scheme fees increases mean for your business, and how to mitigate them?

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Blogs
15.02.2018
An open letter to merchants regarding excessive card fees in Europe

Help us gather support to oppose the latest scheme fee increases and bring these issues to the attention of policymakers and regulators across Europe.

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Resources
01.02.2018
Payments 101 – Merchant Service Charge and Charging Structures

In our latest educational series, Payments 101, we breakdown the MSC and examine charging structures.

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Blogs
23.01.2018
Payments Intelligence extract: scheme fee increases, another uphill battle for merchants

In order to mitigate the impact of these fee increases, merchants need to be aware of the impact they will have on their business as the changes are complex.

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Resources
17.01.2018
The Surcharging Ban: What Next for Merchants?

The surcharging ban is here, what are the consequences and how can merchants mitigate?

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Blogs
11.01.2018
Payments Talk: Michael Nolan, Chief Product Officer at eShopWorld

We invited Michael to talk about his experience working across borders, and what merchants operating in multiple countries must be thinking about.

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Resources
08.01.2018
Payments Intelligence Magazine – Winter Edition (2018)

In this Winter 2018 edition of Payments Intelligence, CMSPI experts analyse expose the details and consequences of the upcoming Visa scheme fees increase

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Blogs
04.01.2018
The top 10 things to watch out for in payments in 2018

We take a look at what the future holds and highlight the top ten things to watch out for in 2018.

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Blogs
04.01.2018
Why are payments acceptance costs so high in the hotel industry?

Accepting payments in the hotel industry is expensive and complex – we take a look at how hotels can mitigate these high fees.

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Blogs
02.01.2018
The most read articles on CMSPI’s website in 2017

We’ve compiled the top 5 most viewed/downloaded resources from our website over the last 12 months.

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Resources
20.12.2017
Payments 101 – understanding a 4 party transaction

In our latest educational series, Payments 101, we review the basics of the 4-party transaction model.

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Blogs
20.12.2017
Happy holidays from CMSPI!

The CMSPI team wishes you a happy holidays season

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News
13.12.2017
Finextra News: 59% of card present transactions globally use EMV chip technology

Latest report shows EMV technology is now used on 59% of global transactions – up from 42% last year.

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Blogs
12.12.2017
Your Merchant Service Charge (MSC) is changing – here’s why

Since the IFR was introduced in the EU, CMSPI has witnessed an interesting trend taking place in the split of merchant’s MSC fees.

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Resources
02.12.2017
Infographic: Card payments in the hotel industry

Key considerations for merchants operating in the hotel industry and what makes the industry so complex.

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News
30.11.2017
Finextra News : Visa claims UK interchange victory

Visa wins against Sainsbury’s in the battle over interchange fees.

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News
13.11.2017
Finextra News: Visa bids to bring contactless transit payments to the world

Visa aims to accelerate contactless transition with a dedicated transport programme

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Blogs
13.11.2017
Q&A – how to get the most out of your international transactions

Wayne Ashall, Senior Consultant, talks us through his latest FX project with a large international e-retailer.

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Blogs
12.11.2017
Payments Intelligence extract: PSD2, the countdown is on: are you ready?

The second version of the Payments Services Directive will soon enter into force. In this blog, we expose the details and potential consequences of it.

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Resources
07.11.2017
Picture of payments – PSD2 the countdown is on…

View our latest “Picture of Payments” – a warning to merchants to prepare for upcoming PSD2 regulation.

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Resources
06.11.2017
Payments Intelligence Magazine – Autumn Edition (2017)

In this Autumn 2017 edition of Payments Intelligence, CMSPI examines the upcoming PSD2 regulation.

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Blogs
30.10.2017
Payments Intelligence Extract : Advantage Vantiv and Worldpay: the £9.3 billion key to worldwide processing

In the latest edition of Payments Intelligence magazine, CMSPI experts analyse the consequences of Vantiv’s merger with Worldpay.

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Blogs
23.10.2017
CMSPI’s Pinpoint:Analytics software for merchants

Pinpoint:Analytics is a dynamic, interactive dashboard which gives merchants on-going analysis of their payments related costs and trends.

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News
20.10.2017
Finextra News: PayPal racks up revenues, profits and user numbers

PayPal, one of the most popular alternative payment solutions continues to grow with strong third quarter results

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Blogs
18.10.2017
Contactless cards – still the golden touch?

Contactless transactions now account for almost a third of card transactions made in the UK.

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News
27.09.2017
Finextra News: Nets confirms $5.3 billion takeover offer

Nordic payments processor Nets has received a $5.3 billion takeover offer from US private equity firm Hellman & Friedman.

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News
27.09.2017
Finextra News: New UK payment system operator names Paul Horlock chief executive

The UK’s new payment system operator has appointed former Nationwide Building Society exec Paul Horlock as chief executive

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Resources
15.09.2017
Video: Optimizing your multinational card processing arrangements

Eurofinance and CMSPI joined forces to host a webinar on Multinational payments. You can rewatch it here.

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Resources
13.09.2017
Whitepaper: Nine steps to market-leading acceptance rates

We look at the many ways merchants can boost acceptance rates, including fraud prevention, scheme fee rules, MCCs and local payment preferences.

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Resources
13.09.2017
Infographic: 9 steps to achieving market leading acceptance rates

In this checklist, CMSPI highlight the key considerations for merchants when reviewing their acceptance rates.

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Blogs
12.09.2017
Merchants set to suffer as Visa announces increases to scheme fees

CMSPI is now able to provide greater insight into the significant impact merchants are likely to encounter in the coming year.

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Resources
10.09.2017
White paper: Multinational payments – the pursuit of perfection

In our latest white paper, CMSpi experts provide solutions for merchants looking into optimizing their multinational payments.

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Resources
01.09.2017
Infographic: A Bitesize guide to Visa and Mastercard Q2 Earnings Calls

CMSPI has compiled the recent quarterly results for Visa and Mastercard, view our infographic for insights.

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Blogs
30.08.2017
Mergers and acquisitions: the good, the bad and the ugly

M&A activitiy can often mean uncertainty for all players in the supply chain, but what do these activities mean for merchants specifically?

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News
14.08.2017
Finextra News: Permission to appeal sought in £14bn Mastercard class action suit

Walter Merricks, the man spearheading a £14 billion class action lawsuit against Mastercard, has lodged an appeal against the tribunal’s decision.

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Blogs
27.07.2017
European Commission planning a crackdown on currency exchange costs

The EC has announced that it will launch a public consultation on means to combat the costs of cross-border payments within the EU.

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News
26.07.2017
Finextra News : Commission takes aim at EU-wide currency exchange costs

The European Commission is planning a crackdown on the high costs associated with cross-border currency transfers in and out of the euro.

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News
21.07.2017
Finextra News: UK judge blocks £14bn class action suit against Mastercard

A Tribunal Court judge has blocked a £14 billion class action lawsuit against Mastercard for overcharging customers.

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Blogs
20.07.2017
CMSPI saves MAG members $36 million in payments costs

Over the last 24 months’, CMSPI has engaged with several MAG members and is on course to save them a combined $36,000,000.

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Blogs
19.07.2017
UK government surcharging ban puts further strain on merchants

UK government surcharging ban puts further strain on merchants

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Blogs
10.07.2017
Payments Intelligence Extract: Why Mastercard has won the battle, but not the war

After the outcome of the Arcadia & Ors claim against Mastercard interchange claim, CMSPI Head of Research Callum Godwin analyses the reasons of such a blow.

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News
05.07.2017
Finextra News: Worldpay and Vantiv agree £9.1 billion merger

Worldpay is spurning overtures from JP Morgan to carve out a £9.1 billion deal with US card technology group Vantiv.

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Resources
13.06.2017
Payments Intelligence Magazine – Summer Edition (2017)

In this issue, we look at Mastercard interchange litigation case.

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Blogs
08.06.2017
Numerous new fees appear on merchant card acquiring invoices

In this article, we look at new & misapplied fees, why they keep cropping up and what merchants can do about them.

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News
25.05.2017
Finextra News: Debit cards set to overtake cash in the UK three years ahead of schedule

New forecasts predict that paying by plastic debit will overtake cash in 2018, three years earlier than expected.

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News
16.05.2017
Finextra News: French retailers and banks begin roll out of universal mobile app

French retailer Carrefour is to begin the roll out of LyfPay, a new mobile app resulting from the merger of BNP Paribas-backed Wa! and Credit Mutuel’s Fivory.

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News
16.05.2017
Finextra News: European banks lobby Commission to push ahead with screen scraping ban

Earlier this month, sixty organisations representing a broad cross-section of fintech businesses across Europe joined forces to protest against new rules by the European Banking Authority.

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Blogs
04.05.2017
Is your business taking advantage of recent uplifts in UK visitor spend?

In this article , we take a look at the benefits of optimizing your arrangements and why it’s important you review them now.

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News
11.04.2017
Finextra News: Mastercard gets CMA approval for Vocalink acquisition

The UK’s CMA has cleared Mastercard’s £700 million acquisition of Vocalink after the card giant promised to take steps to address the watchdog’s concerns.

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Resources
10.04.2017
Infographic – Global Cash Market Analysis (FY16)

Revenue summaries, payment types, mergers and acquisitions and earnings call summaries. We take a look at what the cash in transit providers got up to in 2016.

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Resources
10.04.2017
Infographic – EU Merchant Acquiring and Card Scheme Analysis (FY16)

Revenue summaries, discount rates and earnings call reviews, we take a look at what the card schemes got up to in 2016.

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News
05.04.2017
Finextra News: Cash continues to dominate POS payments in Europe

Supporters of digital payment schemes like to push the idea that a cash-free future is just around the corner, yet fully three-quarters of all Euro zone payments at the point-of-sale are still made in cash.

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News
30.03.2017
Finextra News: Bank of England may ditch animal fat for palm oil in new plastic £20 note

The BofE is mulling over whether to replace the use of animal fat in polymer bank notes with environmentally controversial palm oil.

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News
28.03.2017
Finextra News: The pound will not be round, or maybe around, for much longer

As the new 12-sided £1 coin enters circulation, a survey shows that a third of Brits think that cash will be obsolete within just three years.

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News
23.03.2017
Finextra News: UK to roll out image-based cheque clearing system

The UK is to roll out an image-based cheque clearing system in October that will slash processing times from six ‘weekdays’ to one day.

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Resources
03.03.2017
Infographic – Payments in the Cinema Industry

From interchange fees to average transaction values, we take a look at payments in the Cinema industry.

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Blogs
02.03.2017
Interchange Litigation: summary of the three main economic issues

To date, we have seen 1 win, 1 loss and 3 settlements, leaving many merchants uncertain where their claim stands and whether they should even proceed.

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News
02.03.2017
Finextra News: European Cards Stakeholders Group updates interchange guidance

The ECSG published version 8.0 of the SEPA Cards Standardisation Volume (‘the Volume’).

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Resources
02.03.2017
Payments Intelligence Magazine – Spring Edition (2017)

Our latest Payments Intelligence Magazine, bringing you opinions and insights from across Europe

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Resources
21.02.2017
Infographic – Payments in the Jewellery Industry

From interchange fees to average transaction amounts, we take a look at payments in the Jewellery industry.

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Resources
08.02.2017
Infographic – Cash collections in numbers

From cash in transit providers to average weekly collection amount. We take a look at typical cash collections.

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Resources
02.02.2017
Infographic: A Look at Payments in the Insurance Industry

From interchange fees to typical payment method. We take a look at payments in the Insurance industry.

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News
27.01.2017
Finextra News: Link rethinks business model as banks balk at ATM running costs

The UK’s Link ATM network is rethinking its business model as banks seek to reduce the costs incurred by providing free ATM withdrawals across the national network of 70,000 cash machines.

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Resources
21.01.2017
Infographic: A Look at Payments in the Telecoms Industry

From interchange fees to average transaction value, we take a brief look at the Telecoms industry.

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Resources
13.01.2017
Infographic: A Look at Payments in the Utilities Industry

From interchange fees to method of payment, we took a quick look at transactions in the Utilities industry.

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Resources
06.01.2017
Infographic – A Look at Payments in the Cruise Line Industry

22,245,400 people took a cruise in 2014, but how did they spend their money?

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News
01.01.2017
Finextra News: Charities give thumbs up to contactless donations

Barclaycard is reporting positive feedback from a trial of contactless donation boxes with eleven leading charities.

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News
16.12.2016
Finextra News: Visa and Mastercard strike wallet tokenization deal

Bitter rivals Visa and Mastercard have struck a deal that lets each firm’s digital wallet service request the other’s tokenized payment credentials.

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News
15.12.2016
Finextra News: Cash to account for less than a quarter of US transactions by 2026

The rise of mobile and contactless payments means that by 2026 cash will account for less than a quarter of all transactions in the US.

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News
23.11.2016
Finextra News: Visa tweaks debit routing policies

Visa (NYSE:V) today modified and clarified existing debit network routing rules to help merchants and acquirers better understand implementation options.

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