Resources
18.08.2021
Strong Customer Authentication (SCA) – Impact Assessment – July 2021

Our analysis of July data yields an estimated European failure rate on transactions of 24% compared to 25% in June 2021.

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Blogs
04.08.2021
PSD2: The European Payments Revolution? Part 4b: Open Banking Adoption

This blog post, our sixth post in our PSD2 series, continues our discussion of Open Banking with a focus on analysing adoption by consumers and merchants.

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Blogs
22.07.2021
PSD2: The European Payments Revolution? Part 4a: Introduction To Open Banking

This blog post, our sixth post as part of the PSD2 series, continues our review of PSD2 with a discussion of Open Banking.

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Resources
22.07.2021
Strong Customer Authentication (SCA) – Impact Assessment – June 2021

June data illustrates significant transaction failure with the estimated European failure rate on transactions at 25% compared to 26% in May 2021.

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Resources
24.06.2021
Strong Customer Authentication – Impact Assessment: May 2021

Our analysis of May data illustrates significant transaction failure with the estimated European failure rate on transactions at 26% compared to 30% in April 2021.

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Resources
23.06.2021
PSD2: The European Payments Revolution? Part 2c: A Guide to SCA Exemptions

We continue our review of PSD2 in this blog with an overview of transactions that can be exempt from two-factor authentication as part of SCA.

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Blogs
16.06.2021
PSD2: The European Payments Revolution? Part 2b: What are the Problems with SCA in Europe?

We continue our review of PSD2 in this blog with a focus some of the problems identified by the payments industry in relation to SCA compliance.

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Resources
10.06.2021
VIDEO: Consolidation - Get the Benefits, Not the Pitfalls

At CMSPI we use our insights to audit payments supply chains and ensure consolidation pitfalls are mitigated.

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Blogs
09.06.2021
PSD2: The European Payments Revolution? Part 2a: What is SCA and how is it performing?

This is our second blog in a six-part series intended to provide a review of PSD2, three years on from its entry into force.

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Blogs
03.06.2021
Single Acquiring vs. Multi-Acquiring: 5 Key Considerations

We look at the trade-off between localised and multinational acquiring, and the 5 factors any merchant should consider before making the call.

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Resources
20.05.2021
Strong Customer Authentication (SCA) – Impact Assessment – April 2021

April data illustrates significant transaction failure with the estimated European failure rate on transactions at 29.7% compared to 30.3% in March.

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Blogs
27.04.2021
The European Payments Initiative: The Big Debate

In this article we ask whether the latest project is any different, and discuss five key battlegrounds that could decide merchants’ fate if it is successful.

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