Blogs
16.06.2021
PSD2: The European Payments Revolution? Part 2b: What are the Problems with SCA in Europe?

We continue our review of PSD2 in this blog with a focus some of the problems identified by the payments industry in relation to SCA compliance.

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Blogs
09.06.2021
PSD2: The European Payments Revolution? Part 2a: What is SCA and how is it performing?

This is our second blog in a six-part series intended to provide a review of PSD2, three years on from its entry into force.

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Blogs
26.05.2021
PSD2: The European Payments Revolution? Part 1: An Introduction to PSD2

Our new 4 part blog series: this first blog provides a background to the PSD2 regulation.

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Resources
20.05.2021
Strong Customer Authentication (SCA) – Impact Assessment – April 2021

April data illustrates significant transaction failure with the estimated European failure rate on transactions at 29.7% compared to 30.3% in March.

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Resources
22.04.2021
Strong Customer Authentication (SCA) – Impact Assessment – March 2021

Our analysis of March data illustrates significant transaction failure with the estimated European failure rate on transactions at 30% compared to 31% in February 2021.

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Resources
26.03.2021
Strong Customer Authentication (SCA) – Impact Assessment – February 2021

Our analysis of February data illustrates significant transaction failure with the estimated European failure rate on transactions at 31% compared to 33% in January 2021.

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Resources
23.02.2021
Strong Customer Authentication (SCA) – Impact Assessment – January 2021

Our reporting started back in August - analysis suggested that the average failure rate was 35% across Europe, fast forward to January, we're seeing 33%.

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Resources
04.02.2021
Retailer Challenges in Implementing an MIT Strategy - CMSPI Insights

With several use cases for MITs, it is likely that most merchants will encounter these transactions in some way.

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Resources
28.01.2021
Strong Customer Authentication Readiness: Germany In-Focus

This short report provides some insight into SCA in Germany as well as the evolution of 3DS testing data.

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Resources
25.01.2021
SCA Report - Latest December Updates

December testing data has shown slight improvement with estimated sales at risk of €85bn.

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Resources
17.12.2020
SCA Report - Latest November Updates

November data has shown improvement with the sales at risk estimate falling to €89 bn. However, with less than a month to go, the latest estimate leaves cause for concern.

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Resources
02.12.2020
SCA Report - Latest October Updates

October testing data suggests a sales at risk estimate of €96bn across Europe.

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