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Making payments more productive

CMSPI | North America

CMSPI is the advisory firm that finance, payments and fraud teams turn to when they want to boost performance, make data-driven decisions, and eliminate ambiguity in their payments arrangements.

Supercharging Payments Performance

In an overly opaque and complex payments landscape, it's more important than ever to strike the balance between maximizing revenue, minimizing fraud, and reducing the cost of your payments arrangements. That's where CMSPI comes in, bringing you the context and expertise needed to supercharge the performance of your payments arrangements...enabling you to supercharge your payments productivity.

Our Services


What it looks like to make your payments more productive with CMSPI.

  • 5-20%

    reduction in costs

  • 2-5%

    increase in revenue

  • 50-70%

    reduction in fraud loss

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Our Methodology

  1. We take a holistic approach.

    Because making payments work for everyone takes leading experts with a holistic understanding of each and every node on the payments supply chain.

  2. We create objectivity through data.

    From validating decisions to measuring the outcomes, everything we do is built on and backed by data to drive best-in-market benchmarks and results.

  3. We build trust through transparency.

    Everything we do is done to help drive for a more equitable, more productive payments ecosystem...and that can only happen with an unrivaled level of visibility.

Payments People, Powered by Data

QuantaFi is our proprietary insights engine that aggregates and operationalizes data. We use those data-insights to help businesses make smarter decisions & supercharge performance.

What clients say about CMSPI


"We’ve been working with CMSPI for the last 4-5 years, and during that time they’ve helped us with a number of key projects – from card acquiring, cash in transit, and banking. At every single occasion they brought expertise, deep market knowledge, and a great methodology in the way they went about understanding our key core business needs and translating that into great solutions for our stores. Since the start of the relationship, the team at CMSPI has helped us in a number of key ways… ranging from running both market-level and pan-European RFP processes and helping to identify how we unlock cost and value opportunities moving forward.

CMSPI are at the heart of our payments strategy and I’m excited about what we can do together to deliver great value and savings for our franchisees."

Simon Aldred

Commercial Director


“CMSPI's involvement with Douglas' payments optimistaion journey has been invaluable. I really appreciate CMSPI's way of providing my team with assistance on our #passionforpayment journey. Their huge data base that is being used to find savings potentials and build up benchmarks, is consistently impressive."

Laura Treude

Head of International Payment

Marks and Spencer

"CMSPI was an invaluable partner for us in ensuring that we were not only prepared but also optimized for SCA implementation. CMSPI’s analysis, benchmarking and independent advice allowed us to identify areas of opportunity and develop a market-leading strategy to optimize the customer experience. Their guidance in interpreting the regulatory changes and mapping out the impact on M&S provided insight into sales potentially at risk for abandonment and failure. In addition, CMSPI worked directly with our providers to ensure alignment across the supply-chain. By working with CMSPI, we were able to implement a strategy to significantly reduce potential sales losses. I would recommend them to any business looking to optimize its digital payments processes."

Oliver Steeley

Head of Payments

The latest from CMSPI

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