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CMSPI is the advisory firm that finance, payments and fraud teams turn to when they want to boost performance, make data-driven decisions, and eliminate ambiguity in their payments arrangements.
In a highly complex, concentrated, and expensive payments system; CMSPI is the go-to advisory for leading businesses. We improve the productivity of payment arrangements by reducing costs, increasing sales, minimizing fraud, and improving the customer experience.
Cut costs associated with accepting payments.
How we can help reduce costsImprove approval rates, decrease lost sales and boost revenue.
How we can help boost revenueReduce the cost of fraud while maximizing legitimate revenue.
How we can help minimize fraud“In the first 12 months of our engagement with CMSPI, we’ve worked together to generate an improvement in our e-commerce approval rates across markets. CMSPI’s ability to identify new opportunities in our data using their technology and implement solutions by working directly with our suppliers and issuing banks, was the key driver behind these improvements. We continue to collaborate with CMSPI to support our ambitious online growth strategy.”
"We’ve been working with CMSPI for the last 4-5 years, and during that time they’ve helped us with a number of key projects – from card acquiring, cash in transit, and banking. At every single occasion they brought expertise, deep market knowledge, and a great methodology in the way they went about understanding our key core business needs and translating that into great solutions for our stores. Since the start of the relationship, the team at CMSPI has helped us in a number of key ways… ranging from running both market-level and pan-European RFP processes and helping to identify how we unlock cost and value opportunities moving forward.
CMSPI are at the heart of our payments strategy and I’m excited about what we can do together to deliver great value and savings for our franchisees."
"CMSPI’s expertise in the payments space is extremely useful to our retail members as we navigate an incredibly dynamic and complex playing field for merchants. Insights on issues such as rising swipe fees, debit routing, EMV migration, fraud, and credit competition reform along with additional emerging payment related public policy initiatives strengthen the retail industries influence and ability to produce meaningful change for the merchant community."
"Deciding to bring on CMSPI was one of the best decisions we have made for the company. The level of expertise and professionalism is world class. Working with CMSPI, we have been able to bring to light the many layers of this complex category in the past 9 months that we have tried to uncover independently over the last 2-3 years with minimal movement. The team at CMSPI has done a great job in providing the independent market facts to allow us to develop our short and long term strategies with focus on reducing costs."
"Our mission is all about making payments more productive and therefore – most importantly - helping our clients be successful and grow their businesses."
"Joining the business in the academy allowed me to truly find my niche within the company. Today, I have been able to carve out a unique role as a result of my experience within the academy."
In recent years, card-on-file transactions have become one of the most interesting segments of card not present (CNP) spending. While traditionally used by gyms, streaming services, and other recurring billing services, the transaction type – which uses a card that a consumer has authorized a merchant to store for future billing – is quickly being adopted by retail.
With the Fed’s most recent announcement, PINless has fast become the hottest topic in U.S. payments. The ability to route online transactions to the lowest-cost network – an opportunity largely restricted to the in-store space until now - is estimated to place up to $3bn in annual savings on the table for merchants.
Since the 2011 Durbin Amendment, the biggest lever U.S. merchants have had in controlling their payments costs came in the form of PIN debit optimization.
