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Making payments more productive

CMSPI | North America

CMSPI is the advisory firm that finance, payments and fraud teams turn to when they want to boost performance, make data-driven decisions, and eliminate ambiguity in their payments arrangements.

Supercharging Payments Performance

In an overly opaque and complex payments landscape, it's more important than ever to strike the balance between maximizing revenue, minimizing fraud, and reducing the cost of your payments arrangements. That's where CMSPI comes in, bringing you the context and expertise needed to supercharge the performance of your payments arrangements...enabling you to supercharge your payments productivity.



What it looks like to make your payments more productive with CMSPI.

  • 5-20%

    reduction in costs

  • 2-5%

    increase in revenue

  • 50-70%

    reduction in fraud loss

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Our Methodology

  1. We take a holistic approach.

    Because making payments work for everyone takes leading experts with a holistic understanding of each and every node on the payments supply chain.

  2. We create objectivity through data.

    From validating decisions to measuring the outcomes, everything we do is built on and backed by data to drive best-in-market benchmarks and results.

  3. We build trust through transparency.

    Everything we do is done to help drive for a more equitable, more productive payments ecosystem...and that can only happen with an unrivaled level of visibility.

Payments People, Powered by Data

QuantaFi is our proprietary insights engine that aggregates and operationalizes data. We use those data-insights to help businesses make smarter decisions & supercharge performance.

What clients say about CMSPI


"We’ve been working with CMSPI for the last 4-5 years, and during that time they’ve helped us with a number of key projects – from card acquiring, cash in transit, and banking. At every single occasion they brought expertise, deep market knowledge, and a great methodology in the way they went about understanding our key core business needs and translating that into great solutions for our stores. Since the start of the relationship, the team at CMSPI has helped us in a number of key ways… ranging from running both market-level and pan-European RFP processes and helping to identify how we unlock cost and value opportunities moving forward.

CMSPI are at the heart of our payments strategy and I’m excited about what we can do together to deliver great value and savings for our franchisees."

Simon Aldred

Commercial Director


"CMSPI’s expertise in the payments space is extremely useful to our retail members as we navigate an incredibly dynamic and complex playing field for merchants. Insights on issues such as rising swipe fees, debit routing, EMV migration, fraud, and credit competition reform along with additional emerging payment related public policy initiatives strengthen the retail industries influence and ability to produce meaningful change for the merchant community."

The Retail Industry Leaders Association

Compass Group

"Deciding to bring on CMSPI was one of the best decisions we have made for the company. The level of expertise and professionalism is world class. Working with CMSPI, we have been able to bring to light the many layers of this complex category in the past 9 months that we have tried to uncover independently over the last 2-3 years with minimal movement. The team at CMSPI has done a great job in providing the independent market facts to allow us to develop our short and long term strategies with focus on reducing costs."

Ali Yousefpour

Senior Director, Beverages & Canteen

The latest from CMSPI

  • Blogs

Survey Results: What Leading Retailers Say Are Their Major Payments Challenges

CMSPI recently asked merchants how their payments arrangements are performing, and which obstacles are in their way. Between today’s economic climate, rising card fees, and looming threats to transaction success, merchants are balancing more than ever to stay afloat.

  • Events

The Billion Dollar Fee Increases

How will they impact your debit strategy?

  • News

Former Amazon Payments Lead Joins CMSPI

Leading global retail payments advisors adds e-commerce veteran