Contact us

Making payments more productive

CMSPI | North America

CMSPI is the advisory firm that finance, payments and fraud teams turn to when they want to boost performance, make data-driven decisions, and eliminate ambiguity in their payments arrangements.

Supercharging Payments Performance

In a highly complex, concentrated, and expensive payments system; CMSPI is the go-to advisory for leading businesses. We improve the productivity of payment arrangements by reducing costs, increasing sales, minimizing fraud, and improving the customer experience.

What clients and partners say about CMSPI

lululemon

“In the first 12 months of our engagement with CMSPI, we’ve worked together to generate an improvement in our e-commerce approval rates across markets. CMSPI’s ability to identify new opportunities in our data using their technology and implement solutions by working directly with our suppliers and issuing banks, was the key driver behind these improvements. We continue to collaborate with CMSPI to support our ambitious online growth strategy.”

Danny Ryder

Danny Ryder

Chief Digital Officer

Subway

"We’ve been working with CMSPI for the last 4-5 years, and during that time they’ve helped us with a number of key projects – from card acquiring, cash in transit, and banking. At every single occasion they brought expertise, deep market knowledge, and a great methodology in the way they went about understanding our key core business needs and translating that into great solutions for our stores. Since the start of the relationship, the team at CMSPI has helped us in a number of key ways… ranging from running both market-level and pan-European RFP processes and helping to identify how we unlock cost and value opportunities moving forward.

CMSPI are at the heart of our payments strategy and I’m excited about what we can do together to deliver great value and savings for our franchisees."

Simon Aldred

Commercial Director

RILA

"CMSPI’s expertise in the payments space is extremely useful to our retail members as we navigate an incredibly dynamic and complex playing field for merchants. Insights on issues such as rising swipe fees, debit routing, EMV migration, fraud, and credit competition reform along with additional emerging payment related public policy initiatives strengthen the retail industries influence and ability to produce meaningful change for the merchant community."

The Retail Industry Leaders Association

Compass Group

"Deciding to bring on CMSPI was one of the best decisions we have made for the company. The level of expertise and professionalism is world class. Working with CMSPI, we have been able to bring to light the many layers of this complex category in the past 9 months that we have tried to uncover independently over the last 2-3 years with minimal movement. The team at CMSPI has done a great job in providing the independent market facts to allow us to develop our short and long term strategies with focus on reducing costs."

Ali Yousefpour

Senior Director, Beverages & Canteen

What We Think

Prashani Samaraweera

Brendan Doyle

CEO

"Our mission is all about making payments more productive and therefore – most importantly - helping our clients be successful and grow their businesses."

Prashani Samaraweera

Joshua Pynn

Strategic Insights Consultant

"Joining the business in the academy allowed me to truly find my niche within the company. Today, I have been able to carve out a unique role as a result of my experience within the academy."

The latest from CMSPI

  • Publications

Insights Magazine - September 2022 Edition

Today, reports of a looming global recession are everywhere. While consumer spending may be up, merchants need to be prepared for issues that may arise as a result. The true cost of payments is so much more than fees.

  • Blogs

Retailers Are Set to Lose Over $18bn this Holiday Period – A Short Guide to Stop Losing Customers

While most customers may be content to wait for a chill in the air and twinkling lights to make an appearance before putting together their holiday shopping lists, we know – with around $18.6bn of revenue lost to false declines on U.S. Ecommerce transactions last year – that merchants can’t afford to delay any preparations for the holiday shopping season.

  • Blogs

The Billion Dollar Fee Increase: New Debit Changes are Flipping Payments on Their Head

Are your debit transactions still optimally routed and priced? Let’s explore the new fees together.